70 Surfer Ln, Inlet Beach, FL 32461 Property Records

Walton County property record for 70 Surfer Ln, Inlet Beach, FL 32461

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 2,736 sqft · built 2020
Lot Size	0.072 acres (3,136 sqft)
Owner	Individual Name on File
Last Sale	$1,270,000 (Dec 2020)
Tax Bill	$12,503 (2025)
Deeds & Mortgages	Dec 2020 Sale & Mortgage May 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`26-3S-18-16034-00N-0080`

Property Details

APN / Parcel Number

Primary APN	`26-3S-18-16034-00N-0080`
Alternative APNs	`26-318-16034-00N-0080` `1053578`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,736 sqft Living Area
Gross Area	3,123 sqft
1st Floor Area	1,356 sqft
Flooring	Tile
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Hardboard
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	3,136 sqft (0.072 acres)
Lot Dimensions	90 ft deep x 35 ft wide
Porch	Finished/Open Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	70 SURFER LN
City	INLET BEACH
State	FL
Zip	32461
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TND
Legal Description	LOT 8 BLK N SEACREST BEACH PH 6 PB 15-40 OR 2490-768 OR 3103-2875 OR 3107-103 OR 3175-2399
Legal Range	018
Legal Township	03S
Legal Section	26
Legal Subdivision	SEACREST BEACH PH 6
Legal Phase	6
Legal Block	N
Legal Lot Number	8
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1074
Census Tract	950611

Owner

70 Surfer Ln is owned by an individual who bought it in December 2020.

Source: Walton County records, as of October 12, 2026

Owner of Record	Individual Name on File
Mailing Address	12000 VISTA LN, PINECREST, FL 33156
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2020	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage WALTON FNDG LLC
May 31, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 28, 2020 · Amount on File
Deed Sale	Dec 28, 2020 · Amount on File
Prior Sale	May 31, 2019 · Amount on File
Deed Document Number	202053645
Deed Book / Page	3175 / 2399
Record Updated	Oct 29, 2026

December 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Dec 28, 2020
Property Address	70 SURFER LN, INLET BEACH, FL 32461
Document Number	0031752399
Book / Page	003175 / 002399
Instrument Date	Dec 14, 2020
Instrument	53645
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 26, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,890.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	704 W CLOVER DR MEMPHIS TN 381202757, MEMPHIS, TN 38120-2757

Mortgage

Document Number	31752400
Date	Dec 28, 2020
Book Page	003175/002400
Instrument	53646

Lender

Name	WALTON FNDG LLC
Type	Mortgage Company
Address	INLET BEACH, FL 32461

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 27, 2050

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	May 31, 2019
Property Address	70 SURFER LN, INLET BEACH, FL 32461
Document Number	0031070103
Book / Page	003107 / 000103
Instrument Date	May 24, 2019
Instrument	17644
Transaction Type	Transfer
Record Updated	Jun 18, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$1,659.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3206 MAGNOLIA ISLANDS BLVD PANAMA CITY BEACH FL 324087166, PANAMA CITY BEACH, FL 32408-7166

Tax Assessment & Valuation

The 2025 property tax bill for 70 Surfer Ln was $12,503, up 3.1% from the year before.

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,503.00 (+3.08%)	$1,531,338 Land $430,000 Building $1,101,338	$1,531,338 Land $430,000 Building $1,101,338
2024	$12,130.00 (+2.84%)
2023	$11,795.00 (+9%)	$1,597,450 (+12.47%) Land $485,000 Building $1,112,450	$1,597,450 (+12.47%) Land $485,000 Building $1,112,450
2022	$10,821.00	$1,420,386 Land $445,110 Building $975,276	$1,420,386 Land $445,110 Building $975,276

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 70 Surfer Ln in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 846 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,737 units insured incl. 891 condo units
Nearby Flood Claims	9 (2004–2020)
Claims Outside the SFHA	4 of 9
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 2 claims Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 70 Surfer Ln is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL UTILITIES WATER SYSTEM private · serves 62,225 people · EPA ID FL1660596
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 732 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Mediacom Xtream Fiber · Cable in parts of the area	2,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, CenturyLink, REV, Verizon.

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