110 Surfer Ln, Inlet Beach, FL 32461 Property Records

Walton County property record for 110 Surfer Ln, Inlet Beach, FL 32461

Property Summary

Property Type	Single Family Home
Details	5 bd · 6 ba · 2,673 sqft · built 2018
Lot Size	0.078 acres (3,398 sqft)
Owner	Company Name on Record
Last Sale	$2,250,000 (May 2022)
Tax Bill	$14,811 (2024)
Deeds & Mortgages	May 2022 Sale & Mortgage Aug 2019 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`26-3S-18-16034-00T-0110`

Property Details

APN / Parcel Number

Primary APN	`26-3S-18-16034-00T-0110`
Alternative APN	`1053608`

Interior

Bedrooms	5 Beds
Full Baths	6 Baths
Stories	3 Stories
Building Area	2,673 sqft Living Area
Gross Area	3,408 sqft
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2018
Exterior Material	Fiber Cement Siding
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	3,398 sqft (0.078 acres)
Lot Dimensions	10 ft deep x 3.4 ft wide
Porch	Porch
Porch Area	690 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1053608
Street Address	110 SURFER LN
City	INLET BEACH
State	FL
Zip	32461-6218
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 11 BLK T SEACREST BEACH PH 6 PB 15-40 OR 2489-489 OR 2893-2626 OR 2914-3227 OR 3058-221 OR 3090-4198 OR 3101-1711 OR
Legal Range	18W
Legal Township	03S
Legal Section	26
Legal Subdivision	SEACREST BEACH PH 6
Legal Phase	6
Legal Block	T
Legal Lot Number	11
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1001
Census Tract	950611

Owner

Source: Walton County records, as of December 17, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	2121 MIDWAY RD STE 240, 240, CARROLLTON, TX 75006-5263
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
May 18, 2022	Warranty Deed, Transfer · Conventional Mortgage HOMEBANK TEXAS
Aug 1, 2019	Warranty Deed, Transfer WALTON FNDG LLC
Apr 3, 2019	Warranty Deed, Transfer ATTORNEY ONLY
Nov 21, 2018	Warranty Deed, Transfer · Conventional Mortgage WALTON FNDG LLC
Nov 21, 2017	Warranty Deed, Transfer AMERICAN BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 18, 2022 · Amount on Record
Deed Sale	May 18, 2022 · Amount on Record
Prior Sale	Aug 1, 2019 · Amount on Record
Deed Document Number	20220023784
Deed Book / Page	3252 / 4405
Record Updated	Jun 8, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	May 18, 2022
Property Address	110 SURFER LN, INLET BEACH, FL 32461
Document Number	0032524405
Book / Page	3252 / 4405
Map Reference	MB 15 PG 40&40A
Instrument Date	May 16, 2022
Instrument	20220023784
Transaction Type	Transfer
Record Updated	May 27, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$15,750.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5201 CLIFFROSE LN, 5201, FORT WORTH, TX 76109-4854

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2121 MIDWAY RD # 240, 240, CARROLLTON, TX 75006-5039

Mortgage

Document Number	0032524409
Date	May 18, 2022
Instrument	3252/4409

Lender

Name	HOMEBANK TEXAS
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	May 16, 2027

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Aug 1, 2019
Property Address	110 SURFER LN, INLET BEACH, FL 32461
Document Number	0031131780
Book / Page	003113 / 001780
Instrument Date	Jul 29, 2019
Instrument	25968
Transaction Type	Transfer
Record Updated	Aug 20, 2019
Title Company	SHORELINE TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$1,760.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4615 HARLEY AVE FORT WORTH TX 761073711, FORT WORTH, TX 76107-3711

Mortgage

Document Number	31131782
Date	Aug 1, 2019
Book Page	003113/001782
Instrument	25969

Lender

Name	WALTON FNDG LLC
Type	Mortgage Company
Address	INLET BEACH, FL 32413

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 31, 2049

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Apr 3, 2019
Property Address	110 SURFER LN, INLET BEACH, FL 32461
Document Number	0031011711
Book / Page	003101 / 001711
Instrument Date	Mar 21, 2019
Instrument	10028
Transaction Type	Transfer
Record Updated	Apr 18, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$1,785.70
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4615 HARLEY AVE FORT WORTH TX 761073711, FORT WORTH, TX 76107-3711

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Nov 21, 2018
Property Address	110 SURFER LN, INLET BEACH, FL 32461
Document Number	0030904198
Book / Page	003090 / 004198
Instrument Date	Nov 16, 2018
Instrument	39062
Transaction Type	Transfer
Record Updated	Apr 2, 2019
Title Company	SHORELINE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,685.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4615 HARLEY AVE FORT WORTH TX 761073711, FORT WORTH, TX 76107-3711

Mortgage

Document Number	30904199
Date	Nov 21, 2018
Book Page	003090/004199
Instrument	39063

Lender

Name	WALTON FNDG LLC
Type	Mortgage Company
Address	INLET BEACH, FL 32413

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 20, 2048

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Nov 21, 2017
Property Address	110 SURFER LN, INLET BEACH, FL 32461
Document Number	0030580221
Book / Page	003058 / 000221
Instrument Date	Nov 17, 2017
Instrument	38498
Transaction Type	Transfer
Record Updated	Aug 28, 2018
Title Company	SHORELINE TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$1,575.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1613 MCCLINTOCK CT BOWLING GREEN KY 421031390, BOWLING GREEN, KY 42103-1390

Mortgage

Document Number	30580222
Date	Nov 21, 2017
Book Page	003058/000222
Instrument	38499

Lender

Name	AMERICAN BK&TR
Type	Bank
Address	BOWLING GREEN, KY 42102

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,621,537 (-3.44%) Land $451,500 Building $1,170,037	$1,621,537 (-3.44%) Land $451,500 Building $1,170,037
2024	$14,811.00 (-2.93%)
2023	$15,258.00 (+36.28%)	$1,679,287 (+11.66%) Land $509,250 Building $1,170,037	$1,679,287 (+11.66%) Land $509,250 Building $1,170,037
2022	$11,196.00	$1,503,946 Land $467,366 Building $1,036,580	$1,503,946 Land $467,366 Building $1,036,580

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 846 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,737 units insured incl. 891 condo units
Nearby Flood Claims	9 (2004–2020)
Claims Outside the SFHA	4 of 9
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 2 claims Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 78% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL UTILITIES WATER SYSTEM private · serves 62,225 people · EPA ID FL1660596
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: WOW Internet, Cable & Phone.

Nearby Properties on Surfer Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures