70 Sterling Dr, Lapeer, MI 48446 Property Records

Lapeer County property record for 70 Sterling Dr, Lapeer, MI 48446

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,638 sqft · built 1959
Lot Size	0.324 acres (14,113 sqft)
Owner	2 Individual Names on File
Last Sale	$242,800 (Sep 2025)
Tax Bill	$3,690 (2025)
Deeds & Mortgages	Sep 2025 Sale & Mortgage Dec 2022 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`008-381-006-00`

Property Details

APN / Parcel Number

Primary APN	`008-381-006-00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,638 sqft Living Area
1st Floor Area	1,638 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Lot Area	14,113 sqft (0.324 acres)
Lot Dimensions	141 ft deep x 100 ft wide
Garage Area	432 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	70 STERLING DR
City	LAPEER
State	MI
Zip	48446-2827
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	09 86 100 000 00 T7N R9E STERLING GARDENS #1 LOT 6.
Legal Subdivision	STERLING GARDENS 1
Legal Lot Number	6
Jurisdiction	LAPEER MI
Township / Civil Division	ELBA
Census Block Group	1
Census Block	1000
Census Tract	336000

Owner

70 Sterling Dr is owned and occupied by two individuals who bought it in September 2025.

Source: Lapeer County records, as of September 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2338 PEPPERMILL RD, LAPEER, MI 48446-9475
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2025	Warranty Deed, Transfer · Conventional Mortgage DIAMOND RESIDENTIAL MORTGAGE CORP
Dec 16, 2022	Deed, Transfer NOT AVAILABLE, TITLEMAX
Sep 27, 2022	Warranty Deed, Transfer
Aug 8, 2018	Warranty Deed, Transfer · Stand-Alone Refinance NATIONS DIRECT MORTGAGE LLC
Jan 3, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 16, 2025 · Amount on File
Deed Sale	Sep 16, 2025 · Amount on File
Prior Sale	Dec 16, 2022 · Amount on File
Deed Book / Page	3477 / 192
Prior Transfer Date	Aug 16, 2022
Prior Transfer Doc	3318000481
Record Updated	Oct 29, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAPEER MI
Recording Date	Sep 16, 2025
Property Address	70 STERLING DR, LAPEER, MI 48446-2827
Document Number	0034770192
Book / Page	3477 / 192
Map Reference	LB 2 PG 17
Instrument Date	Sep 9, 2025
Transaction Type	Transfer
Record Updated	Oct 3, 2025
Title Company	UNKNOWN, CISLO TTL CO TTL INS & ESCRO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,822.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1815 S WILDER RD, LAPEER, MI 48446-9404

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2338 PEPPERMILL RD, LAPEER, MI 48446-9475

Mortgage

Document Number	0003477195
Date	Sep 16, 2025
Instrument	3477/195

Lender

Name	DIAMOND RESIDENTIAL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

December 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	LAPEER MI
Recording Date	Dec 16, 2022
Property Address	70 STERLING DR, LAPEER, MI 48446-2827
Document Number	0033310198
Book / Page	3331 / 198
Map Reference	LB 2 PG 17
Instrument Date	Nov 29, 2022
Transaction Type	Transfer
Record Updated	Jan 20, 2023
Title Company	NOT AVAILABLE, TITLEMAX

Transaction

Amount	Amount on Record
Tax	$937.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5 HUTTON CENTRE DR # DR200, DR200, SANTA ANA, CA 92707-8714

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	70 STERLING DR, LAPEER, MI 48446-2827

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAPEER MI
Recording Date	Sep 27, 2022
Property Address	70 STERLING DR, LAPEER, MI 48446-2827
Document Number	0033180481
Book / Page	3318 / 481
Map Reference	LB 2 PG 17
Instrument Date	Aug 16, 2022
Transaction Type	Transfer
Record Updated	Nov 4, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	232 HOWARD ST, 232, LAPEER, MI 48446-2516

Transferred To (Grantee/Buyer)

Name	Verified Name

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAPEER MI
Recording Date	Aug 8, 2018
Property Address	70 STERLING DR, LAPEER, MI 48446-2827
Document Number	0029760857
Book / Page	2976 / 857
Instrument Date	Aug 2, 2018
Transaction Type	Transfer
Record Updated	Jul 5, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	70 STERLING DR, LAPEER, MI 48446-2827
Investor	Possibly a Property Investor

Mortgage

Document Number	0029760859
Date	Aug 8, 2018
Book Page	2976/859

Lender

Name	NATIONS DIRECT MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	349 Months
Due	Sep 1, 2047

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAPEER MI
Recording Date	Jan 3, 2018
Property Address	70 STERLING DR, LAPEER, MI 48446-2827
Document Number	0029380755
Book / Page	002938 / 000755
Instrument Date	Mar 29, 2012
Transaction Type	Transfer
Record Updated	Feb 27, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1761 WINSLOW RD ATTICA MI 484129613, ATTICA, MI 48412-9613

Tax Assessment & Valuation

The 2025 property tax bill for 70 Sterling Dr was $3,690 with a homeowner's exemption, up 4.2% from the year before.

Source: Lapeer County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Lapeer County
County Subdivision	Elba Township
Unified School District	Lapeer Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$95,800 (+2.35%)	$191,600 (+2.35%)
2025	$3,690.00 (+4.21%)	$93,600	$187,200
2024	$3,541.00
2023		$87,600	$175,200
2022	$1,409.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 70 Sterling Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1998–2013)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Feb 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 70 Sterling Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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