Lapeer County property record for 52 Sterling Dr, Lapeer, MI 48446
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,300 sqft · built 1951 |
| Lot Size | 0.822 acres (35,806 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $123,000 (Oct 2015) |
| Tax Bill | $1,731 (2025) |
| Deeds & Mortgages | Aug 2022 Mortgage Apr 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 008-381-004-00 |
| Primary APN | 008-381-004-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,300 sqft Living Area |
| 1st Floor Area | 1,300 sqft |
| Flooring | Carpet |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1951 |
| Lot Area | 35,806 sqft (0.822 acres) |
| Lot Dimensions | 358 ft deep x 100 ft wide |
| Garage Area | 1,708 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 52 STERLING DR |
|---|---|
| City | LAPEER |
| State | MI |
| Zip | 48446-2827 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | 09 85 900 000 00 T7N R9E STERLING GARDENS #1 LOT 4 ALSO THE S 100 FT OF LOTS 8 & 9. (COMBINED 381-004-00 & 381-008-20 AT |
| Legal Subdivision | STERLING GARDENS NO 1 |
| Legal Lot Number | 4,8-9 |
| Jurisdiction | LAPEER MI |
| Township / Civil Division | ELBA |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 336000 |
52 Sterling Dr is owned and occupied by two individuals who bought it in October 2015.
Source: Lapeer County records, as of September 24, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 52 STERLING DR, LAPEER, MI 48446-2827 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 9, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ELGA CREDIT UNION |
| Apr 19, 2021 | Deed of Trust, Mortgage · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 7, 2015 · Amount on File |
| Deed Sale | Oct 7, 2015 · Amount on File |
| Prior Sale | May 12, 2015 · Amount on File |
| Deed Book / Page | 2791 / 138 |
| Prior Transfer Date | Apr 30, 2010 |
| Prior Transfer Doc | 0024430836 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAPEER MI |
| Property Address | 52 STERLING DR, LAPEER, MI 48446-2827 |
| Transaction Type | Mortgage |
| Record Updated | Sep 16, 2022 |
| Name | Verified Name |
|---|---|
| Address | 52 STERLING DR, LAPEER, MI 48446-2827 |
| Document Number | 0033090575 |
|---|---|
| Date | Aug 9, 2022 |
| Book Page | 3309/575 |
| Name | ELGA CREDIT UNION |
|---|---|
| Type | Credit Union |
| Address | GRAND BLANC, MI 48439 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Sep 3, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAPEER MI |
| Property Address | 52 STERLING DR, LAPEER, MI 48446-2827 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Title Company | DEVON TITLE |
| Name | Verified Name |
|---|---|
| Address | 52 STERLING DR, LAPEER, MI 48446-2827 |
| Document Number | 0031940128 |
|---|---|
| Date | Apr 19, 2021 |
| Book Page | 3194/128 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | BRECKSVILLE, OH 44141 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2051 |
The 2025 property tax bill for 52 Sterling Dr was $1,731 with a homeowner's exemption.
Source: Lapeer County assessment roll, as of September 24, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Lapeer County |
| County Subdivision | Elba Township |
| Unified School District | Lapeer Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $100,100 (+1.32%) | $200,200 (+1.32%) | |
| 2025 | $1,731.00 Homeowner's exemption | $98,800 | $197,600 |
| 2023 | $92,300 | $184,600 | |
| 2022 | $1,473.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 52 Sterling Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1998.
Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1998–2013) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Feb 2013 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 52 Sterling Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Xfinity.
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