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70 Spruce Ct, Oldsmar, FL 34677 Property Records

Pinellas County property record for 70 Spruce Ct, Oldsmar, FL 34677

Property Summary

Property TypePlanned Unit Development
Details2 bd · 2 ba · 1,250 sqft · built 1981
Lot Size0.105 acres (4,573 sqft)
OwnerIndividual Name on File
Last Sale$145,000 (Oct 2017)
Tax Bill$4,316 (2025)
Deeds & MortgagesOct 2017 Sale & Mortgage
Flood ZoneZone A (high risk)
APNC62-000-759-5236-6

Property Details

APN / Parcel Number

Primary APNC62-000-759-5236-6
Alternative APNs
  • 15-28-16-23950-000-0390
  • 281615239500000390
  • 162815239500000390
  • R159465

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,250 sqft Living Area
1st Floor Area1,250 sqft

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1989
Exterior MaterialBrick/Stone
Construction TypeWood
Lot Area4,573 sqft (0.105 acres)
View / LotCorner
Garage TypeCarport
CarportCarport
PorchPatio

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account NumberR159465
Street Address70 SPRUCE CT
CityOLDSMAR
StateFL
Zip34677-2333
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Planned Unit Development
Local Zoning CodeRPD5
Legal DescriptionEAST LAKE WOODLANDS CLUSTER HOMES UNIT FIVE LOT 39
Legal Range16E
Legal Township28S
Legal Section15
Legal SubdivisionEAST LAKE WOODLANDS
Legal Tract23950
Legal Lot Number39
JurisdictionPINELLAS FL
Township / Civil DivisionTARPON SPRINGS
Census Block Group1
Census Block1002
Census Tract27326

Owner

70 Spruce Ct, a planned unit development, is owned by an individual who bought it in October 2017.

Source: Pinellas County records, as of September 10, 2026

Owner of RecordIndividual Name on File
Mailing Address2500 RAJEL AVE, SAFETY HARBOR, FL 34695-2124
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 6, 2017 · Amount on File
Deed SaleOct 6, 2017 · Amount on File
Prior SaleJan 24, 2003 · Amount on File
Deed Document Number2017304153
Deed Book / Page19795 / 1786
Record UpdatedOct 29, 2026

October 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPINELLAS FL
Recording DateOct 6, 2017
Property Address70 SPRUCE CT, OLDSMAR, FL 34677-2333
Document Number0197951786
Book / Page19795 / 1786
Map ReferenceMB82 PG70-73
Instrument DateOct 4, 2017
Instrument2017304153
Transaction TypeTransfer
Record UpdatedFeb 1, 2022
Title CompanyFIDELITY NATL TITLE OF FLORI

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,015.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address202 S HESPERIDES ST, TAMPA, FL 33609-2609

Mortgage

Document Number2017304154
DateOct 6, 2017
Instrument2017304154
Lender
NameBMO HARRIS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 70 Spruce Ct was $4,316.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,316.00$244,380 Building $244,380$244,380 Building $244,380
2023$3,794.00 (+14.52%)$242,829 (+25.7%)$242,829 (+25.7%) Building $242,829
2022$3,313.00$193,188$193,188 Building $193,188

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 70 Spruce Ct in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone A
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 299 policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies299 in force
Nearby Flood Claims38 (1979–2024)
Claims Outside the SFHA5 of 38
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 4 claims
  • Hurricane Hermine, Sep 2016 · 2 claims
  • Tropical Storm Debby, Jul 2012 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 70 Spruce Ct is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPINELLAS COUNTY UTILITIES
serves 506,353 people · EPA ID FL6521405
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Spectrum
Cable		1,000 / 1,000
Starlink
Satellite		280 / 30
T-Mobile
Fixed Wireless		100 / 20

May also be available: WOW Internet, Cable & Phone.

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