The 2025 property tax bill for 40 Spruce Ct was $2,821.
Source: Pinellas County assessment roll, as of December 2, 2025
Property Jurisdictions
Type
Name
State
Florida
County
Pinellas County
Unified School District
Pinellas County School District (PK - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2025
$2,821.00
$190,651
$284,679Building $284,679
2023
$2,600.00 (+3.3%)Homeowner's exemption
$179,882 (+3%)
$282,741 (+27.13%)Building $282,741
2022
$2,517.00Homeowner's exemption
$174,643
$222,409Building $222,409
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Flood
FEMA maps place 40 Spruce Ct in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone A high risk
100-Year Floodplain
Yes 1% annual chance
Floodway
No
Base Flood Elevation
Not determined for this zone
Flood Insurance Requirement
Required federally backed loans
Flood Insurance Cost
Premium on File median of 299 policies
Community Rating System
Class 2 (40% premium discount)
Nearby Flood Policies
299 in force
Nearby Flood Claims
38 (1979–2024)
Claims Outside the SFHA
5 of 38
Most Recent Claim
Oct 2024 · Hurricane Milton
Claims by Event
Hurricane Milton, Oct 2024 · 4 claims
Hurricane Hermine, Sep 2016 · 2 claims
Tropical Storm Debby, Jul 2012 · 4 claims
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 40 Spruce Ct is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Low lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood
0.05% annual chance
Exposure
Indirect within ember reach
Adjoins Burnable Land
Yes
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source
Purchased surface water from several systems
Last State Inspection
Mar 2023
Lead
Under 1 ppb (2020) action level 15 ppb
Violations Reported to EPA
Listed by EPA as a serious violator for missed monitoring and reporting.
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
17 last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Internet Providers
Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025
Provider
Max Down / Up (Mbps)
Frontier Fiber
7,000 / 7,000
Spectrum Cable
1,000 / 1,000
Starlink Satellite
280 / 30
T-Mobile Fixed Wireless
100 / 20
May also be available: WOW Internet, Cable & Phone.