70 School St, Saugus, MA 01906 Property Records

Essex County and Saugus Town property record for 70 School St, Saugus, MA 01906 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,397 sqft · built 1860
Lot Size	0.095 acres (4,143 sqft)
Owner	Individual Name on File
Last Sale	$420,000 (Nov 2017)
Tax Bill	$5,705 (2025)
Deeds & Mortgages	Dec 2021 Refinance Nov 2017 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`SAUG M:005-E B:0010 L:0004`

Property Details

APN / Parcel Number

Primary APN	`SAUG M:005-E B:0010 L:0004`
Alternative APNs	`M:005=E B:0010 L:0004` `9845014`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,397 sqft Living Area
Gross Area	2,729 sqft
1st Floor Area	764 sqft
Basement Area	576 sqft
Unfinished Basement	576 sqft

Exterior

Year Built	Built 1860
Effective Year Built	Effective 1860
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,143 sqft (0.095 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	9845014
Street Address	70 SCHOOL ST
City	SAUGUS
State	MA
Zip	01906-4363
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	10
Legal Lot Number	4
Jurisdiction	SAUGUS MA
Township / Civil Division	SAUGUS
Census Block Group	2
Census Block	2006
Census Tract	208101

Owner

Source: Essex County and Saugus Town records · APN SAUG M:005-E B:0010 L:0004

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	70 SCHOOL ST, SAUGUS, MA 01906-4363
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 13, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance US BANK NA
Nov 30, 2017	Quit Claim Deed, Transfer CONWAY FINANCIAL SVCS
Jul 07, 2017	Deed of Trust, Mortgage · Conventional with PMI GUARANTEED RATE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 30, 2017 · Amount on Record
Deed Sale	Nov 30, 2017 · Amount on Record
Prior Sale	Jun 26, 2013 · Amount on Record
Deed Book / Page	36371 / 297
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Property Address	70 SCHOOL ST, SAUGUS, MA 01906-4363
Transaction Type	Mortgage
Record Updated	Apr 03, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	040568-246
Date	Dec 13, 2021
Book Page	40568/246
Instrument	20211213002390

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	373 Months
Due	Jan 01, 2053

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAUGUS MA
Recording Date	Nov 30, 2017
Property Address	70 SCHOOL ST, SAUGUS, MA 01906-4363
Document Number	36371-297
Book / Page	36371 / 297
Instrument	171130006150
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$36.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	70 SCHOOL ST, SAUGUS, MA 01906-4363

Mortgage

Document Number	363710302
Date	Nov 30, 2017
Instrument	36371/0302

Lender

Name	CONWAY FINANCIAL SVCS

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Nov 30, 2047

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Property Address	70 SCHOOL ST, SAUGUS, MA 01906-4363
Document Number	36013-33
Book / Page	036013 / 000033
Instrument Date	Jul 07, 2017
Transaction Type	Mortgage
Record Updated	Aug 01, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	36013-33
Date	Jul 12, 2017
Book Page	036013/000033
Instrument	1707120198

Lender

Name	GUARANTEED RATE

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 11, 2047

Tax Assessment & Valuation

Source: Essex County and Saugus Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Saugus Town
Unified School District	Saugus School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,705.00 (+2.53%)	$534,200 (+2.26%) Land $311,300 Building $222,900	$594,985
2024	$5,564.00 (+3.19%)	$522,400 (+9.08%) Land $302,900 Building $219,500
2023	$5,392.00	$478,900 Land $265,000 Building $213,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250092081012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1979–1984)
Most Recent Claim	Jun 1984, tidal / storm surge

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 554 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 2,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on School St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures