Essex County and Saugus Town property record for 68 School St, Saugus, MA 01906 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,494 sqft · built 1860 |
| Lot Size | 0.095 acres (4,143 sqft) |
| Owner | Individual Name on File |
| Last Sale | $310,000 (Feb 2016) |
| Tax Bill | $5,530 (2025) |
| Deeds & Mortgages | Apr 2022 Refinance Nov 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | SAUG M:005-E B:0010 L:0003 |
| Primary APN | SAUG M:005-E B:0010 L:0003 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 3 Stories |
| Building Area | 1,494 sqft Living Area |
| Gross Area | 2,888 sqft |
| 1st Floor Area | 822 sqft |
| Basement Area | 672 sqft |
| Unfinished Basement | 672 sqft |
| Year Built | Built 1860 |
|---|---|
| Effective Year Built | Effective 1860 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 4,143 sqft (0.095 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 2710002 |
|---|---|
| Street Address | 68 SCHOOL ST |
| City | SAUGUS |
| State | MA |
| Zip | 01906-4363 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 10 |
| Legal Lot Number | 3 |
| Jurisdiction | SAUGUS MA |
| Township / Civil Division | SAUGUS |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 208101 |
Source: Essex County and Saugus Town records · APN SAUG M:005-E B:0010 L:0003
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 68 SCHOOL ST, SAUGUS, MA 01906-4363 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 11, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM MORTGAGE CORP |
| Nov 14, 2019 | Deed of Trust, Mortgage · Balloon Mortgage NORTH SHORE BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 08, 2016 · Amount on Record |
| Deed Sale | Feb 08, 2016 · Amount on Record |
| Prior Sale | Mar 26, 1992 · Amount on Record |
| Deed Book / Page | 34703 / 498 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAUGUS MA |
| Property Address | 68 SCHOOL ST, SAUGUS, MA 01906-4363 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 040853-288 |
|---|---|
| Date | Apr 11, 2022 |
| Book Page | 40853/288 |
| Instrument | 20220411000950 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAUGUS MA |
| Property Address | 68 SCHOOL ST, SAUGUS, MA 01906-4363 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 38024-588 |
|---|---|
| Date | Nov 14, 2019 |
| Book Page | 38024/588 |
| Instrument | 20191114001500 |
| Name | NORTH SHORE BANK |
|---|---|
| Type | Bank |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Essex County and Saugus Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Saugus Town |
| Unified School District | Saugus School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,530.00 (+2.54%) | $517,800 (+2.25%) Land $311,300 Building $206,500 | $541,310 |
| 2024 | $5,393.00 (+3.12%) | $506,400 (+9.02%) Land $302,900 Building $203,500 | |
| 2023 | $5,230.00 | $464,500 Land $265,100 Building $199,400 |
Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250092081012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 1 individual NFIP policies nearby |
| Nearby Flood Policies | 1 in force 1 of 1 on primary residences |
| Nearby Flood Claims | 3 (1979–1984) |
| Most Recent Claim | Jun 1984, tidal / storm surge |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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