70 Saddlefield Ln, Troy, MO 63379 Property Records

Lincoln County property record for 70 Saddlefield Ln, Troy, MO 63379

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,409 sqft · built 2007
Lot Size	2.8 acres (121,968 sqft)
Owner	2 Individual Names on Record
Last Sale	$218,800 (Sep 2020)
Tax Bill	$2,404 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Aug 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`08-50-15-000-000-004.019`

Property Details

APN / Parcel Number

Primary APN	`08-50-15-000-000-004.019`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,409 sqft Living Area
Basement Area	1,409 sqft
Unfinished Basement	1,409 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Ranch
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	121,968 sqft (2.8 acres)
Garage Area	616 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	70 SADDLEFIELD LN
City	TROY
State	MO
Zip	63379-4978
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 9 MANORS AT CUIVRE FORD
Legal Range	01W
Legal Township	50N
Legal Section	15
Legal Subdivision	MANORS AT CUIVRE FORD
Legal Lot Number	9
Jurisdiction	LINCOLN MO
Township / Civil Division	UNION
Census Block Group	1
Census Block	1070
Census Tract	810206

Owner

Source: Lincoln County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	70 SADDLEFIELD LN, TROY, MO 63379-4978
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2020	Warranty Deed, Transfer · Conventional Mortgage GREAT SOUTHERN BANK
Aug 5, 2020	Warranty Deed, Transfer · Line of Credit BANK OF OLD MONROE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 24, 2020 · Amount on Record
Deed Sale	Sep 24, 2020 · Amount on Record
Prior Sale	Aug 5, 2020 · Amount on Record
Deed Document Number	202010852
Deed Book / Page	2452 / 788
Prior Transfer Date	Sep 30, 2011
Prior Transfer Doc	02214/0833
Record Updated	Oct 29, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Sep 24, 2020
Property Address	70 SADDLEFIELD LN, TROY, MO 63379-4978
Document Number	2452/788
Book / Page	2452 / 788
Map Reference	MB 14 PG 42
Instrument Date	Sep 18, 2020
Instrument	2020010852
Transaction Type	Transfer
Record Updated	Aug 31, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1010 HIGHWAY UU, 1010, SILEX, MO 63377-2261

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	70 SADDLEFIELD LN, TROY, MO 63379-4978

Mortgage

Document Number	2020010853
Date	Sep 24, 2020
Instrument	2020010853

Lender

Name	GREAT SOUTHERN BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Aug 5, 2020
Property Address	70 SADDLEFIELD LN, TROY, MO 63379-4978
Document Number	2450/467
Book / Page	2450 / 467
Instrument Date	Aug 5, 2020
Instrument	2020008511
Transaction Type	Transfer
Record Updated	Aug 31, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	70 SADDLEFIELD LN, TROY, MO 63379-4978

Mortgage

Document Number	2020008532
Date	Aug 5, 2020
Instrument	2020008532

Lender

Name	BANK OF OLD MONROE
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Unified School District	Silex R-I School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$47,297 (-) Land $7,315 Building $39,982
2025	$2,404.00 (+3.71%)	$47,297 (+7.03%) Land $7,315 Building $39,982	$248,930 (+7.03%) Land $38,500 Building $210,430
2023	$2,318.00 (+4.98%)	$44,190 Land $7,049 Building $37,141	$232,580 Land $37,100 Building $195,480
2022	$2,208.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 47% of Missouri
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Systec Wireless Communications Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Saddlefield Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures