31 Saddlefield Ln, Troy, MO 63379 Property Records

Lincoln County property record for 31 Saddlefield Ln, Troy, MO 63379

Property Summary

Property Type	Single Family Home
Lot Size	2.62 acres (114,127 sqft)
Owner	Individual Name on File
Tax Bill	$327 (2025)
Deeds & Mortgages	Oct 2025 Construction Loan Oct 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-50-15-000-000-004.015`

Property Details

APN / Parcel Number

Primary APN	`08-50-15-000-000-004.015`

Exterior

Lot Area	114,127 sqft (2.62 acres)

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	31 SADDLEFIELD LN
City	TROY
State	MO
Zip	63379-4978
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5 MANORS AT CUIVRE FORD
Legal Range	01W
Legal Township	50N
Legal Section	15
Legal Subdivision	MANORS AT CUIVRE FORD
Legal Lot Number	5
Jurisdiction	LINCOLN MO
Township / Civil Division	UNION
Census Block Group	1
Census Block	1070
Census Tract	810206

Owner

31 Saddlefield Ln is owned by an individual who acquired it in October 2018.

Source: Lincoln County records, as of September 21, 2026

Owner of Record	Individual Name on File
Mailing Address	6089 SUGAR GROVE LN, TROY, MO 63379-3438
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2025	Deed of Trust, Mortgage · Construction Mortgage SILEX BANKING CO
Oct 18, 2023	Warranty Deed, Transfer · Line of Credit BANK OF OLD MONROE
Oct 12, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 12, 2018
Deed Sale	Oct 12, 2018
Deed Document Number	20189261
Deed Book / Page	2427 / 856
Prior Transfer Date	Mar 21, 2007
Prior Transfer Doc	0000005068
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	31 SADDLEFIELD LN, TROY, MO 63379-4978
Transaction Type	Mortgage
Record Updated	Feb 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6089 SUGAR GROVE LN, TROY, MO 63379-3438

Mortgage

Document Number	0002515/52
Date	Oct 22, 2025
Book Page	2515/52
Instrument	2025008607

Lender

Name	SILEX BANKING CO
Type	Bank
Address	SILEX, MO 63377

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Oct 3, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Oct 18, 2023
Property Address	31 SADDLEFIELD LN, TROY, MO 63379-4978
Document Number	002494/792
Book / Page	2494 / 792
Map Reference	MB 14 PG 42
Instrument Date	Oct 16, 2023
Instrument	2023008035
Transaction Type	Transfer
Record Updated	Nov 29, 2023
Title Company	MEYER TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6089 SUGAR GROVE LN, TROY, MO 63379-3438

Mortgage

Document Number	2023008036
Date	Oct 18, 2023
Instrument	2023008036

Lender

Name	BANK OF OLD MONROE
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Oct 12, 2018
Property Address	31 SADDLEFIELD LN, TROY, MO 63379-4978
Document Number	2427/0856
Book / Page	2427 / 0856
Map Reference	MB14 OPG42
Instrument Date	Oct 12, 2018
Instrument	2018009261
Transaction Type	Transfer
Record Updated	Aug 31, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	20 SOUTHWINDS DR, SAINT PETERS, MO 63376-1145

Tax Assessment & Valuation

The 2025 property tax bill for 31 Saddlefield Ln was $327.

Source: Lincoln County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Unified School District	Silex R-I School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$6,222 (-) Land $6,222
2025	$327.00	$6,222 Land $6,222	$32,750 Land $32,750
2023	$313.00 (+0.64%)	$5,974 Land $5,974	$31,440 Land $31,440
2022	$311.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 31 Saddlefield Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 31 Saddlefield Ln is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 60% of Missouri
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wisper ISP Fixed Wireless	400 / 30
Systec Wireless Communications Fixed Wireless	100 / 20
Windstream DSL	100 / 20

May also be available: Spectrum, T-Mobile.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Saddlefield Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures