Walton County property record for 70 Ruth St, Miramar Beach, FL 32550
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 2,592 sqft · built 2017 |
| Lot Size | 0.124 acres (5,401 sqft) |
| Owner | Individual Name on File |
| Last Sale | $915,000 (May 2026) |
| Tax Bill | $8,681 (2025) |
| Deeds & Mortgages | May 2026 Sale Apr 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 32-2S-21-42050-00E-0070 |
| Primary APN | 32-2S-21-42050-00E-0070 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 2 Stories |
| Building Area | 2,592 sqft Living Area |
| Gross Area | 3,192 sqft |
| 1st Floor Area | 1,500 sqft |
| Flooring | Wood |
| Interior Walls | Custom/Decorative |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 5,401 sqft (0.124 acres) |
| Lot Dimensions | 100 ft deep x 55 ft wide |
| Garage Type | Attached |
| Garage Area | 312 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 288 sqft |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 70 RUTH ST |
|---|---|
| City | MIRAMAR BEACH |
| State | FL |
| Zip | 32550-4640 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 7 BLK E FRANGISTA BCH 2ND ADD PB 3-41 OR 1754-243 OR 2619-2550 OR 2622-1686 OR 3038-3515 OR 3088-2079 OR 3249-1287 OR 3327-2013 |
| Legal Range | 021 |
| Legal Township | 02S |
| Legal Section | 32 |
| Legal Subdivision | FRANGISTA BCH 2ND ADD |
| Legal Block | E |
| Legal Lot Number | 7 |
| Jurisdiction | WALTON FL |
| Township / Civil Division | WALTON BEACHES |
| Census Block Group | 1 |
| Census Block | 1035 |
| Census Tract | 950609 |
Source: Walton County records · APN 32-2S-21-42050-00E-0070
Assessment roll updated December 3, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1017 QUAKER RIDGE WAY, JOHNS CREEK, GA 30097-2052 |
| Owner Type | Individual |
| Vesting | Single |
| Date | Document |
|---|---|
| May 27, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| Apr 22, 2022 | Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 27, 2026 · Amount on Record |
| Deed Sale | May 27, 2026 · Amount on Record |
| Prior Sale | Jun 12, 2024 · Amount on Record |
| Deed Document Number | 202621482 |
| Deed Book / Page | 3399 / 3098 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | May 27, 2026 |
| Property Address | 70 RUTH ST, MIRAMAR BEACH, FL 32550-4640 |
| Document Number | 0033993098 |
| Book / Page | 3399 / 3098 |
| Instrument Date | May 22, 2026 |
| Instrument | 202621482 |
| Transaction Type | Transfer |
| Record Updated | Jun 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Tax | $646,905.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Apr 22, 2022 |
| Property Address | 70 RUTH ST, MIRAMAR BEACH, FL 32550-4640 |
| Document Number | 0032491287 |
| Book / Page | 3249 / 1287 |
| Map Reference | MB 3 PG 41 |
| Instrument Date | Apr 18, 2022 |
| Instrument | 20220019185 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2022 |
| Title Company | AQUA TITLE SERVICES |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $9,100.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1593 PONDEROSA DR, 1593, GULF BREEZE, FL 32563-9649 |
| Name | Verified Name |
|---|---|
| Address | 6365 RUTHERFORD PL, SUWANEE, GA 30024-3482 |
| Document Number | 0032491289 |
|---|---|
| Date | Apr 22, 2022 |
| Instrument | 3249/1289 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2052 |
Source: Walton County records · Assessment roll updated December 3, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Walton County |
| Unified School District | Walton County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,681.00 (-13.69%) | $960,768 (-12.75%) Land $400,000 Building $560,768 | $960,768 (-12.75%) Land $400,000 Building $560,768 |
| 2024 | $10,058.00 (+0.53%) | ||
| 2023 | $10,005.00 | $1,101,144 (+3.8%) Land $450,000 Building $651,144 | $1,101,144 (+3.8%) Land $450,000 Building $651,144 |
| 2022 | Homeowner's exemption | $1,060,850 Land $283,050 Building $777,800 | $1,060,850 Land $283,050 Building $777,800 |
Source: FEMA National Flood Hazard Layer as of June 18, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 750 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 4,168 units insured incl. 3,418 condo units |
| Nearby Flood Claims | 64 (1995–2024) |
| Claims Outside the SFHA | 45 of 64 |
| Most Recent Claim | Sep 2024 · rainfall accumulation |
| Claims by Event |
|
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
May also be available: Lumen Technologies, T-Mobile USA, Wildstar Networks.
Based on FCC filings for 360 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SOUTH WALTON UTILITY COMPANY private · serves 26,668 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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