Walton County property record for 47 Ruth St, Miramar Beach, FL 32550
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 5.5 ba · 2,268 sqft · built 2021 |
| Lot Size | 0.115 acres (5,009 sqft) |
| Owner | Company Name on File |
| Last Sale | $1,250,000 (Nov 2024) |
| Tax Bill | $8,892 (2025) |
| Deeds & Mortgages | Feb 2020 Sale & Line of Credit Apr 2019 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 32-2S-21-42050-00F-0100 |
| Primary APN | 32-2S-21-42050-00F-0100 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 5.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,268 sqft Living Area |
| Gross Area | 2,616 sqft |
| 1st Floor Area | 1,134 sqft |
| Flooring | Tile |
| Interior Walls | Custom/Decorative |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 5,009 sqft (0.115 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Porch | Slab |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 47 RUTH ST |
|---|---|
| City | MIRAMAR BEACH |
| State | FL |
| Zip | 32550 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RP |
| Legal Description | LOT 10 BLK F FRANGISTA BCH 2ND ADD. PB 3-41 OR 1754-243 OR 2619-2550 OR 2619-3952 OR 2704-1923 OR 3017-2360 OR 3075-46 OR 3078-2185 OR 3084-3734 OR 3103-4103 OR 3134-2335 OR 3341-3120 |
| Legal Range | 021 |
| Legal Township | 02S |
| Legal Section | 32 |
| Legal Subdivision | FRANGISTA BCH 2ND ADD |
| Legal Block | F |
| Legal Lot Number | 10 |
| Jurisdiction | WALTON FL |
| Township / Civil Division | WALTON BEACHES |
| Census Block Group | 1 |
| Census Block | 1034 |
| Census Tract | 950609 |
Source: Walton County records · APN 32-2S-21-42050-00F-0100
Assessment roll updated December 3, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 708 CEDARVIEW DR, GARLAND, TX 75040-2705 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Feb 26, 2020 | Warranty Deed, Transfer · Line of Credit TRUSTMARK NATIONAL BANK |
| Apr 29, 2019 | Warranty Deed, Transfer SHORELINE TITLE LLC |
| May 30, 2018 | Trustee's Deed, Foreclosure ATTORNEY ONLY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 14, 2024 · Amount on Record |
| Deed Sale | Nov 14, 2024 · Amount on Record |
| Prior Sale | Feb 26, 2020 · Amount on Record |
| Deed Document Number | 202439576 |
| Deed Book / Page | 3341 / 3120 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Feb 26, 2020 |
| Property Address | 47 RUTH ST, MIRAMAR BEACH, FL 32550-4640 |
| Document Number | 0031342335 |
| Book / Page | 3134 / 2335 |
| Map Reference | MB 3 PG 41 |
| Instrument Date | Feb 24, 2020 |
| Instrument | 20200006992 |
| Transaction Type | Transfer |
| Record Updated | Feb 07, 2021 |
| Title Company | SHORELINE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,260.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 305 LE CIRQUE, 305, MADISONVILLE, LA 70447-3725 |
| Name | Verified Name |
|---|---|
| Address | 107 NORMAN DR, RICHMOND, VA 23227-2017 |
| Document Number | 31342337 |
|---|---|
| Date | Feb 26, 2020 |
| Instrument | 3134/2337 |
| Name | TRUSTMARK NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Feb 24, 2021 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Apr 29, 2019 |
| Property Address | 47 RUTH ST, MIRAMAR BEACH, FL 32550-4640 |
| Document Number | 0031034103 |
| Book / Page | 003103 / 004103 |
| Instrument Date | Apr 24, 2019 |
| Instrument | 13428 |
| Transaction Type | Transfer |
| Record Updated | May 14, 2019 |
| Title Company | SHORELINE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $406.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 305 LE CIRQUE MADISONVILLE LA 704473725, MADISONVILLE, LA 70447-3725 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | May 30, 2018 |
| Property Address | 47 RUTH ST, MIRAMAR BEACH, FL 32550-4640 |
| Document Number | 0030750046 |
| Book / Page | 003075 / 000046 |
| Instrument Date | May 10, 2018 |
| Instrument | 17708 |
| Transaction Type | Foreclosure |
| Record Updated | Jun 21, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Association |
| Address | 9000 SOUTHSIDE BLVD #400 JACKSONVILLE FL 322560787, 400, JACKSONVILLE, FL 32256-0787 |
| Investor | Possibly a Property Investor |
Source: Walton County records · Assessment roll updated December 3, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Walton County |
| Unified School District | Walton County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,892.00 (-7.2%) | $984,156 (-11.9%) Land $400,000 Building $584,156 | $984,156 (-11.9%) Land $400,000 Building $584,156 |
| 2024 | $9,582.00 (+5.34%) | ||
| 2023 | $9,096.00 (+12.63%) | $1,117,088 (+19.86%) Land $450,000 Building $667,088 | $1,117,088 (+19.86%) Land $450,000 Building $667,088 |
| 2022 | $8,076.00 | $931,964 Land $283,050 Building $648,914 | $931,964 Land $283,050 Building $648,914 |
Source: FEMA National Flood Hazard Layer as of June 18, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 750 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 4,168 units insured incl. 3,418 condo units |
| Nearby Flood Claims | 64 (1995–2024) |
| Claims Outside the SFHA | 45 of 64 |
| Most Recent Claim | Sep 2024 · rainfall accumulation |
| Claims by Event |
|
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
May also be available: Lumen Technologies, T-Mobile USA, Wildstar Networks.
Based on FCC filings for 360 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SOUTH WALTON UTILITY COMPANY private · serves 26,668 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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