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70 Ramon Dr, Galt, CA 95632 Property Records

Sacramento County property record for 70 Ramon Dr, Galt, CA 95632

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,914 sqft · built 1981
Lot Size0.205 acres (8,944 sqft)
Owner2 Individual Names on Record
Last Sale$238,000 (Sep 2009)
Tax Bill$3,451 (2025)
Deeds & MortgagesSep 2026 Mortgage
Jun 2020 Loan Modification
Flood ZoneZone X (minimal risk)
APN148-0302-035-0000

Property Details

APN / Parcel Number

Primary APN148-0302-035-0000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,914 sqft Living Area
1st Floor Area1,914 sqft
Family RoomFamily Room
Utility RoomUtility Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1981
Architectural StyleCustom Design
Exterior MaterialStucco
Construction TypeWood
Foundation TypeSlab (Mat/Raft)
Roof MaterialOther
Lot Area8,944 sqft (0.205 acres)
Garage Area410 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address70 RAMON DR
CityGALT
StateCA
Zip95632-2315
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1C
Legal DescriptionEMERALD PARK 16, LOT 21
Legal SubdivisionEMERALD PARK 16
Legal Lot Number21
JurisdictionSACRAMENTO CA
Township / Civil DivisionGALT
Census Block Group2
Census Block2017
Census Tract9502

Owner

Source: Sacramento County records, as of September 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address70 RAMON DR, GALT, CA 95632-2315
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
Sep 24, 2026Deed of Trust, Mortgage · Conventional Mortgage
AMERISAVE MORTGAGE CORPORATION
Jun 4, 2020Loan Modification, Mortgage · Conventional Mortgage
WELLS FARGO BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 2, 2009 · Amount on Record
Deed SaleSep 2, 2009 · Amount on Record
Deed Book / Page20090902 / 665
Prior Transfer DateSep 1, 2005
Prior Transfer Doc0000000664
Record UpdatedOct 29, 2026

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Recording DateSep 24, 2026
Property Address70 RAMON DR, GALT, CA 95632-2315
Document Number2026000376
Book / Page20260924 / 376
Instrument DateSep 18, 2026
Transaction TypeMortgage
Record UpdatedSep 30, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address70 RAMON DR, GALT, CA 95632-2315

Mortgage

Document Number2026000376,
DateSep 24, 2026
Book Page20260924/376
Lender
NameAMERISAVE MORTGAGE CORPORATION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2056
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

June 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionSACRAMENTO CA
Property Address70 RAMON DR, GALT, CA 95632-2315
Document Number2009090119
Instrument DateJun 4, 2020
Transaction TypeMortgage
Record UpdatedOct 2, 2020
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

NameVerified Name
Address70 RAMON DR GALT CA 956322315, GALT, CA 95632-2315

Mortgage

Document Number2009090119
DateSep 9, 2020
Instrument2009090119
Lender
NameWELLS FARGO BK
TypeBank
AddressDES MOINES, IA 50328
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 8, 2050
Interest
Rate3.25%

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySacramento County
MunicipalityGalt City
Elementary School DistrictGalt Joint Union Elementary School District (KG - 08)
Secondary School DistrictGalt Joint Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$313,343 (+2%) Land $78,989 Building $234,354
2025$3,451.00 (+4.51%) Homeowner's exemption$307,200 (+4.04%) Land $77,441 Building $229,759
2024$3,302.00 (+1.76%)
2023$3,245.00 (+4.27%) Homeowner's exemption$295,273 Land $74,435 Building $220,838
2022$3,112.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims2 (1982–2021)
Claims Outside the SFHA1 of 2
Most Recent ClaimOct 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF GALT
serves 26,536 people · EPA ID CA3410011
Water SourceGroundwater
Last State InspectionJan 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 652 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
unWired Broadband
Fixed Wireless		400 / 50
Softcom Internet Communications
Fixed Wireless		400 / 50
DigitalPath
Fixed Wireless		200 / 20
Cal.net
Fixed Wireless		100 / 20

May also be available: GeoLinks.

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