45 Ramon Dr, Galt, CA 95632 Property Records

Sacramento County property record for 45 Ramon Dr, Galt, CA 95632

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,914 sqft · built 1981
Lot Size	0.205 acres (8,925 sqft)
Owner	Company Name on Record
Last Sale	$260,000 (Feb 2018)
Tax Bill	$3,401 (2025)
Deeds & Mortgages	Aug 2022 Mortgage Feb 2024 Transfer + 7 more
Flood Zone	Zone X (minimal risk)
APN	`148-0303-036-0000`

Property Details

APN / Parcel Number

Primary APN	`148-0303-036-0000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,914 sqft Living Area
1st Floor Area	1,914 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Other
Lot Area	8,925 sqft (0.205 acres)
Garage Area	410 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	45 RAMON DR
City	GALT
State	CA
Zip	95632-2316
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1C
Legal Description	EMERALD PARK 16, LOT 42
Legal Subdivision	EMERALD PARK 16
Legal Lot Number	42
Jurisdiction	SACRAMENTO CA
Township / Civil Division	GALT
Census Block Group	2
Census Block	2020
Census Tract	9502

Owner

Source: Sacramento County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	45 RAMON DR, GALT, CA 95632-2316
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2022	Deed of Trust, Mortgage · Commercial Mortgage STAN KROMFOLS
Feb 5, 2024	Intrafamily Transfer, Transfer
Aug 3, 2023	Grant Deed, Transfer
Sep 22, 2020	Quit Claim Deed, Transfer MOUNTAIN WEST FIN'L
Sep 22, 2020	Quit Claim Deed, Transfer CYPRESS TITLE COMPANY, CYPRESS TITLE CO
Sep 21, 2018	Quit Claim Deed, Transfer CYPRESS TITLE COMPANY
Sep 21, 2018	Quit Claim Deed, Mortgage · Conventional with PMI MOUNTAIN WEST FIN'L
Mar 29, 2018	Quit Claim Deed, Transfer OTHER
Feb 14, 2018	Grant Deed, Transfer · Conventional with PMI STOCKTON MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 14, 2018 · Amount on Record
Deed Sale	Feb 14, 2018 · Amount on Record
Prior Sale	Jun 22, 1999 · Amount on Record
Deed Book / Page	20180214 / 109
Last Transfer Date	Jul 23, 2020
Transfer Doc	9220000000924
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	45 RAMON DR, GALT, CA 95632-2316
Transaction Type	Mortgage
Record Updated	May 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 RAMON DR, GALT, CA 95632-2316

Mortgage

Document Number	0000000521
Date	Aug 5, 2022
Instrument	2022080500521

Lender

Name	STAN KROMFOLS
Type	Private Party
Address	2479 ROSS DR, VALLEY SPRINGS, CA 95252

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

February 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Feb 5, 2024
Property Address	45 RAMON DR, GALT, CA 95632-2316
Document Number	0000000847
Instrument Date	Dec 21, 2023
Instrument	202402050847
Transaction Type	Transfer
Record Updated	Feb 15, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

August 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Aug 3, 2023
Property Address	45 RAMON DR, GALT, CA 95632-2316
Document Number	0000000639
Map Reference	MB 132 PG 12
Instrument Date	Aug 3, 2023
Instrument	202308030639
Transaction Type	Transfer
Record Updated	Aug 15, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 421, WOODBRIDGE, CA 95258-0421

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Sep 22, 2020
Property Address	45 RAMON DR, GALT, CA 95632-2316
Document Number	2009220923
Instrument Date	Jul 23, 2020
Instrument	2009220923
Transaction Type	Transfer
Record Updated	Oct 6, 2020
Title Company	CYPRESS TITLE COMPANY, CYPRESS TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	45 RAMON DR GALT CA 956322316, GALT, CA 95632-2316

Mortgage

Document Number	2009220925
Date	Sep 22, 2020
Instrument	2009220925

Lender

Name	MOUNTAIN WEST FIN'L
Type	Funding / Finance Company
Address	REDLANDS, CA 92374

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 21, 2050

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Sep 22, 2020
Property Address	45 RAMON DR, GALT, CA 95632-2316
Document Number	2009220924
Instrument Date	Jul 23, 2020
Instrument	2009220924
Transaction Type	Transfer
Record Updated	Oct 6, 2020
Title Company	CYPRESS TITLE COMPANY, CYPRESS TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 RAMON DR GALT CA 956322316, GALT, CA 95632-2316

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Sep 21, 2018
Property Address	45 RAMON DR, GALT, CA 95632-2316
Document Number	1809211123
Instrument Date	Sep 18, 2018
Instrument	1809211123
Transaction Type	Transfer
Record Updated	Oct 8, 2018
Title Company	CYPRESS TITLE COMPANY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	45 RAMON DR GALT CA 956322316, GALT, CA 95632-2316

September 2018: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Sep 21, 2018
Property Address	45 RAMON DR, GALT, CA 95632-2316
Document Number	1809211121
Instrument Date	Sep 17, 2018
Instrument	1809211121
Transaction Type	Mortgage
Record Updated	Oct 8, 2018
Title Company	CYPRESS TITLE COMPANY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	45 RAMON DR GALT CA 956322316, GALT, CA 95632-2316

Mortgage

Document Number	1809211122
Date	Sep 21, 2018
Instrument	1809211122

Lender

Name	MOUNTAIN WEST FIN'L
Type	Funding / Finance Company
Address	REDLANDS, CA 92374

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 20, 2048

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Mar 29, 2018
Property Address	45 RAMON DR, GALT, CA 95632-2316
Document Number	1803290771
Instrument Date	Mar 21, 2018
Instrument	1803290771
Transaction Type	Transfer
Record Updated	Apr 10, 2018
Title Company	OTHER

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	45 RAMON DR GALT CA 956322316, GALT, CA 95632-2316

February 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Feb 14, 2018
Property Address	45 RAMON DR, GALT, CA 95632-2316
Document Number	1802140109
Instrument Date	Feb 9, 2018
Instrument	1802140109
Transaction Type	Transfer
Record Updated	Feb 28, 2018
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$286.00
Amount Accuracy	Full Value
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 5233 GALT CA 956325233, GALT, CA 95632-5233

Mortgage

Document Number	1802140110
Date	Feb 14, 2018
Instrument	1802140110

Lender

Name	STOCKTON MTG
Type	Mortgage Company
Address	STOCKTON, CA 95207

Agreement

Type	Conventional with PMI
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Galt City
Elementary School District	Galt Joint Union Elementary School District (KG - 08)
Secondary School District	Galt Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$301,746 (+2%) Land $92,843 Building $208,903
2025	$3,401.00 (+4.49%)	$295,830 (+4.04%) Land $91,023 Building $204,807
2024	$3,255.00 (+1.72%)
2023	$3,200.00 (+4.2%)	$284,345 Land $87,490 Building $196,855
2022	$3,071.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1982–2021)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Oct 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GALT serves 26,536 people · EPA ID CA3410011
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 652 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Softcom Internet Communications Fixed Wireless	400 / 50
DigitalPath Fixed Wireless	200 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: GeoLinks.

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