70 Paddock St, Montgomery, IL 60538 Property Records

Kendall County property record for 70 Paddock St, Montgomery, IL 60538

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,040 sqft · built 1971
Lot Size	0.205 acres (8,915 sqft)
Owner	2 Individual Names on File
Last Sale	$230,000 (Jun 2021)
Tax Bill	$5,400 (2024)
Deeds & Mortgages	May 2022 Mortgage Jun 2021 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`03-04-476-029`

Property Details

APN / Parcel Number

Primary APN	`03-04-476-029`
Alternative APN	`1004476029`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,040 sqft Living Area
Gross Area	1,304 sqft
1st Floor Area	1,040 sqft

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Ranch
Construction Type	Frame
Roof Material	Asphalt
Lot Area	8,915 sqft (0.205 acres)
Lot Dimensions	125 ft deep x 74 ft wide
Garage Type	Attached
Garage Area	264 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Window A/C
Water Source	Commercial

Location & Zoning

Street Address	70 PADDOCK ST
City	MONTGOMERY
State	IL
Zip	60538-2413
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 34 BOULDER HILL UNIT 22 SEC. 3 & 4-37-8
Legal Range	08E
Legal Township	37N
Legal Section	03
Legal Subdivision	BOULDER HILL
Legal Lot Number	34
Jurisdiction	KENDALL IL
Township / Civil Division	OSWEGO
Census Block Group	3
Census Block	3009
Census Tract	890201

Owner

70 Paddock St is owned and occupied by two individuals who bought it in June 2021.

Source: Kendall County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	70 PADDOCK ST, MONTGOMERY, IL 60538-2413
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 6, 2022	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Jun 30, 2021	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Jun 30, 2021	Quit Claim Deed, Transfer FIDELITY NATIONAL TITLE
Mar 10, 2021	Warranty Deed, Transfer FIRST AMERICAN TITLE
Sep 18, 2017	Loan Modification, Mortgage · Conventional Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2021 · Amount on File
Deed Sale	Jun 30, 2021 · Amount on File
Prior Sale	Mar 10, 2021 · Amount on File
Deed Document Number	202116647
Prior Transfer Date	Apr 20, 2021
Prior Transfer Doc	0000016646
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENDALL IL
Property Address	70 PADDOCK ST, MONTGOMERY, IL 60538-2413
Transaction Type	Mortgage
Record Updated	May 16, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008076
Date	May 6, 2022
Instrument	202200008076

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	350 Months
Due	Jul 1, 2051

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENDALL IL
Recording Date	Jun 30, 2021
Property Address	70 PADDOCK ST, MONTGOMERY, IL 60538-2413
Document Number	0000016647
Instrument Date	Jun 3, 2021
Instrument	202100016647
Transaction Type	Transfer
Record Updated	Jul 8, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$230.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	70 PADDOCK ST, MONTGOMERY, IL 60538-2413

Mortgage

Document Number	0000016648
Date	Jun 30, 2021
Instrument	202100016648

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

June 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KENDALL IL
Recording Date	Jun 30, 2021
Property Address	70 PADDOCK ST, MONTGOMERY, IL 60538-2413
Document Number	0000016646
Instrument Date	Apr 20, 2021
Instrument	202100016646
Transaction Type	Transfer
Record Updated	Jul 8, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12453 BRIGHTON LN, 12453, PLAINFIELD, IL 60585-8581

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 N LA SALLE ST STE 2750, 2750, CHICAGO, IL 60602-2422

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENDALL IL
Recording Date	Mar 10, 2021
Property Address	70 PADDOCK ST, MONTGOMERY, IL 60538-2413
Document Number	0000006230
Instrument Date	Jan 19, 2021
Instrument	202100006230
Transaction Type	Transfer
Record Updated	May 11, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Tax	$83.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12453 BRIGHTON LN, PLAINFIELD, IL 60585-8581

September 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	KENDALL IL
Property Address	70 PADDOCK ST, MONTGOMERY, IL 60538-2413
Document Number	0000017069
Instrument Date	Sep 18, 2017
Transaction Type	Mortgage
Record Updated	Aug 28, 2018
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	70 PADDOCK ST MONTGOMERY IL 605382413, MONTGOMERY, IL 60538-2413

Mortgage

Document Number	0000017069
Date	Oct 26, 2017
Instrument	17069

Lender

Name	WELLS FARGO BK
Type	Bank
Address	FORT MILL, SC 29715

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	480 Months
Due	Oct 25, 2057

Interest

Rate	3%

Tax Assessment & Valuation

Source: Kendall County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kendall County
County Subdivision	Oswego Township
Unified School District	Oswego Community Unit School District 308 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$83,868 Land $26,071 Building $57,797	$251,604 Land $78,213 Building $173,391
2024	$5,400.00
2022		$61,932 Land $19,252 Building $42,680	$185,796 Land $57,756 Building $128,040

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 70 Paddock St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 70 Paddock St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY serves 28,956 people · EPA ID IL0894690
Water Source	Groundwater
Last State Inspection	Feb 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 574 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Watch TV Fixed Wireless	400 / 40
AT&T DSL	100 / 20

May also be available: Verizon.

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