69 Paddock St, Montgomery, IL 60538 Property Records

Kendall County property record for 69 Paddock St, Montgomery, IL 60538

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,300 sqft · built 1970
Lot Size	0.214 acres (9,325 sqft)
Owner	Individual Name on Record
Last Sale	$305,000 (Aug 2026)
Tax Bill	$6,683 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Dec 2025 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`03-04-477-013`

Property Details

APN / Parcel Number

Primary APN	`03-04-477-013`
Alternative APN	`1004477013`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,300 sqft Living Area
Gross Area	1,828 sqft
1st Floor Area	1,300 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1971
Architectural Style	Ranch
Construction Type	Frame
Roof Material	Asphalt
Lot Area	9,325 sqft (0.214 acres)
Lot Dimensions	125 ft deep x 72 ft wide
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Water Source	Commercial

Location & Zoning

Street Address	69 PADDOCK ST
City	MONTGOMERY
State	IL
Zip	60538-2412
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 44 BOULDER HILL UNIT 22 SEC. 3 & 4-37-8
Legal Range	08E
Legal Township	37N
Legal Section	03
Legal Subdivision	BOULDER HILL
Legal Lot Number	44
Jurisdiction	KENDALL IL
Township / Civil Division	OSWEGO
Census Block Group	3
Census Block	3004
Census Tract	890201

Owner

Source: Kendall County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	69 PADDOCK ST, MONTGOMERY, IL 60538-2412
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2026	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Dec 5, 2025	Deed of Trust, Mortgage · Line of Credit UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 21, 2026 · Amount on Record
Deed Sale	Aug 21, 2026 · Amount on Record
Prior Sale	Aug 24, 2006 · Amount on Record
Deed Document Number	202612272
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENDALL IL
Recording Date	Aug 21, 2026
Property Address	69 PADDOCK ST, MONTGOMERY, IL 60538-2412
Document Number	0000012272
Instrument Date	Aug 7, 2026
Instrument	202612272
Transaction Type	Transfer
Record Updated	Sep 1, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$46,207.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	69 PADDOCK ST, MONTGOMERY, IL 60538-2412

Mortgage

Document Number	0000012273,
Date	Aug 21, 2026
Instrument	202612273

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.63%
Initial Type	Fixed Rate
Max Rate	-1%

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENDALL IL
Property Address	69 PADDOCK ST, MONTGOMERY, IL 60538-2412
Transaction Type	Mortgage
Record Updated	Dec 22, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	69 PADDOCK ST, MONTGOMERY, IL 60538-2412

Mortgage

Document Number	0000016027
Date	Dec 5, 2025
Instrument	202500016027

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	236 Months
Due	Aug 1, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Kendall County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kendall County
County Subdivision	Oswego Township
Unified School District	Oswego Community Unit School District 308 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,683.00 (+7.01%)	$95,943 (+13%) Land $26,071 Building $69,872	$287,829 (+13%) Land $78,213 Building $209,616
2024	$6,245.00	$84,906 (+19.84%) Land $23,072 Building $61,834	$254,718 (+19.84%) Land $69,216 Building $185,502
2022		$70,849 Land $19,252 Building $51,597	$212,547 Land $57,756 Building $154,791

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY serves 28,956 people · EPA ID IL0894690
Water Source	Groundwater
Last State Inspection	Feb 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 574 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Watch TV Fixed Wireless	400 / 40
AT&T DSL	100 / 20

May also be available: Verizon.

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