70 Oak St, Windsor Locks, CT 06096 Property Records

Windsor Locks Town property record for 70 Oak St, Windsor Locks, CT 06096

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,488 sqft · built 1895
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on Record
Last Sale	$65,000 (Apr 2017)
Tax Bill	$4,536 (2024)
Deeds & Mortgages	Sep 2025 Mortgage Nov 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`WINL M:29 B:53 L:23`

Property Details

APN / Parcel Number

Primary APN	`WINL M:29 B:53 L:23`
Alternative APNs	`00321800` `321800`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,488 sqft Living Area
1st Floor Area	885 sqft
Attic	Attic
Attic Area	616 sqft
Basement Area	872 sqft
Unfinished Basement	872 sqft

Exterior

Year Built	Built 1895
Effective Year Built	Effective 1895
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,663 sqft (0.13 acres)
Garage Type	Detached
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Account Number	321800
Street Address	70 OAK ST
City	WINDSOR LOCKS
State	CT
Zip	06096-1825
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESA
Legal Block	53
Legal Lot Number	23
Jurisdiction	WINDSOR LOCKS CT
Township / Civil Division	WINDSOR LOCKS
Census Block Group	2
Census Block	2010
Census Tract	476100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Enfield Canal listed 1976 · 2 contributing resources · NRIS 76001998

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Windsor Locks Town records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	70 OAK ST, WINDSOR LOCKS, CT 06096-1825
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2025	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Nov 2, 2017	Deed of Trust, Mortgage · FHA Mortgage EQUITY PRIME MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 7, 2017 · Amount on Record
Deed Sale	Apr 7, 2017 · Amount on Record
Prior Sale	Nov 29, 1995 · Amount on Record
Deed Document Number	2017611380002
Deed Book / Page	465 / 122
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINDSOR LOCKS CT
Property Address	70 OAK ST, WINDSOR LOCKS, CT 06096-1825
Transaction Type	Mortgage
Record Updated	Oct 1, 2025
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000549-510
Date	Sep 11, 2025
Book Page	549/510
Instrument	2411390005

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	265 Months
Due	Oct 1, 2047

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINDSOR LOCKS CT
Property Address	70 OAK ST, WINDSOR LOCKS, CT 06096-1825
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	471-147
Date	Nov 2, 2017
Book Page	471/147
Instrument	699820010

Lender

Name	EQUITY PRIME MTG

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

Source: Windsor Locks Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Windsor Locks Town
Unified School District	Windsor Locks School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$189,070 (+82.87%) Land $38,150 Building $150,920	$132,349 Land $26,705 Building $105,644
2024	$4,536.00 (+55.93%)	$103,390 (-) Land $24,080 Building $79,310
2023	$2,909.00 (+8.91%)	$103,390 (-) Land $24,080 Building $79,310
2022	$2,671.00	$103,390 Land $24,080 Building $79,310

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 29, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CTWC - NORTHERN REG-WESTERN SYSTEM private · serves 101,313 people · EPA ID CT0473011
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Xfinity.

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