68 Oak St, Windsor Locks, CT 06096 Property Records

Windsor Locks Town property record for 68 Oak St, Windsor Locks, CT 06096

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,818 sqft · built 1878
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on Record
Last Sale	$156,000 (Jul 2017)
Tax Bill	$5,147 (2024)
Deeds & Mortgages	Sep 2021 Refinance Jul 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`WINL M:29 B:53 L:22`

Property Details

APN / Parcel Number

Primary APN	`WINL M:29 B:53 L:22`
Alternative APNs	`00321700` `321700`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,818 sqft Living Area
1st Floor Area	894 sqft
Attic	Attic
Attic Area	660 sqft
Basement Area	894 sqft
Unfinished Basement	894 sqft

Exterior

Year Built	Built 1878
Effective Year Built	Effective 1878
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,663 sqft (0.13 acres)
Garage Type	Detached
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	321700
Street Address	68 OAK ST
City	WINDSOR LOCKS
State	CT
Zip	06096-1825
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESA
Legal Block	53
Legal Lot Number	22
Jurisdiction	WINDSOR LOCKS CT
Township / Civil Division	WINDSOR LOCKS
Census Block Group	2
Census Block	2010
Census Tract	476100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Enfield Canal listed 1976 · 2 contributing resources · NRIS 76001998

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Windsor Locks Town records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	68 OAK ST, WINDSOR LOCKS, CT 06096-1825
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF AMERICA NA
Jul 8, 2019	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA
Mar 7, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF NAT'L TR & SVGS
Jul 18, 2017	Warranty Deed, Transfer · Conventional Mortgage HOMESERVICES LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 18, 2017 · Amount on Record
Deed Sale	Jul 18, 2017 · Amount on Record
Prior Sale	Jul 1, 2016 · Amount on Record
Deed Document Number	2017653420003
Deed Book / Page	468 / 252
Transfer Doc	0314000764
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINDSOR LOCKS CT
Property Address	68 OAK ST, WINDSOR LOCKS, CT 06096-1825
Transaction Type	Mortgage
Record Updated	Sep 30, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	510-774
Date	Sep 16, 2021
Book Page	510/774
Instrument	1238260014

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINDSOR LOCKS CT
Property Address	68 OAK ST, WINDSOR LOCKS, CT 06096-1825
Document Number	487-42
Instrument Date	Jul 8, 2019
Transaction Type	Mortgage
Record Updated	Aug 13, 2019
Title Company	UNKNOWN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	68 OAK ST WINDSOR LOCKS CT 060961825, WINDSOR LOCKS, CT 06096-1825

Mortgage

Document Number	487-42
Date	Jul 24, 2019
Book Page	000487/000042
Instrument	835550013

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 23, 2049

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINDSOR LOCKS CT
Property Address	68 OAK ST, WINDSOR LOCKS, CT 06096-1825
Document Number	474-845
Instrument Date	Mar 7, 2018
Transaction Type	Mortgage
Record Updated	Apr 16, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	68 OAK ST WINDSOR LOCKS CT 060961825, WINDSOR LOCKS, CT 06096-1825

Mortgage

Document Number	474-845
Date	Mar 26, 2018
Book Page	000474/000845
Instrument	75919

Lender

Name	BANK OF NAT'L TR & SVGS
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 25, 2048

Interest

Rate Type	Adjustable Rate

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINDSOR LOCKS CT
Recording Date	Jul 18, 2017
Property Address	68 OAK ST, WINDSOR LOCKS, CT 06096-1825
Document Number	468-252
Book / Page	000468 / 000252
Instrument Date	Jul 17, 2017
Instrument	65342
Transaction Type	Transfer
Record Updated	Aug 8, 2017

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$156.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	68 OAK ST WINDSOR LOCKS CT 060961825, WINDSOR LOCKS, CT 06096-1825

Mortgage

Document Number	468-255
Date	Jul 18, 2017
Book Page	000468/000255
Instrument	65343

Lender

Name	HOMESERVICES LNDG

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 17, 2047

Tax Assessment & Valuation

Source: Windsor Locks Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Windsor Locks Town
Unified School District	Windsor Locks School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$214,550 (+93.25%) Land $38,150 Building $176,400	$150,185 Land $26,705 Building $123,480
2024	$5,147.00 (+64.76%)	$111,020 (-) Land $24,080 Building $86,940
2023	$3,124.00 (+8.93%)	$111,020 (-) Land $24,080 Building $86,940
2022	$2,868.00	$111,020 Land $24,080 Building $86,940

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 29, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CTWC - NORTHERN REG-WESTERN SYSTEM private · serves 101,313 people · EPA ID CT0473011
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Xfinity.

Nearby Properties on Oak St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures