Harris County property record for 70 Needle's Pt, Cataula, GA 31804
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 3,551 sqft · built 2000 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $625,000 (Sep 2022) |
| Tax Bill | $7,176 (2025) |
| Deeds & Mortgages | Aug 2020 Mortgage Aug 2007 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 048 005 037 |
| Primary APN | 048 005 037 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,551 sqft Heated Area |
| 1st Floor Area | 2,976 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 43,560 sqft (1 acres) |
| Terrain | Rolling |
| Garage Area | 598 sqft |
| Pool Area | 648 sqft |
|---|---|
| Porch | Porch |
| Porch Area | 557 sqft |
| Patio Area | 630 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 6315 |
|---|---|
| Street Address | 70 NEEDLES PT |
| City | CATAULA |
| State | GA |
| Zip | 31804-4314 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 001 |
| Legal Description | LOT 11 BLK C COCA LAKE |
| Legal Subdivision | COCA LAKE |
| Legal Block | C |
| Legal Lot Number | 11 |
| Jurisdiction | HARRIS GA |
| Township / Civil Division | WAVERLY HALL |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 120401 |
70 Needle's Pt is owned and occupied by two individuals who bought it in September 2022.
Source: Harris County records, as of August 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 70 NEEDLES PT, CATAULA, GA 31804-4314 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 7, 2020 | Deed of Trust, Mortgage SYNOVUS BANK |
| Aug 10, 2007 | Deed of Trust, Mortgage · Conventional Mortgage WORLD SAVINGS BANK FSB |
| Nov 2, 2011 | Deed of Trust, Mortgage · Line of Credit US BANK NA ND |
| Sep 29, 2022 | Limited Warranty Deed, Transfer · Conventional Mortgage M&T MORTGAGE |
| Jun 5, 2019 | Warranty Deed, Transfer |
| Nov 2, 2011 | Deed, Transfer · ARM BANKSOUTH MORTGAGE COMPANY LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 29, 2022 · Amount on File |
| Deed Sale | Sep 29, 2022 · Amount on File |
| Prior Sale | Jun 5, 2019 · Amount on File |
| Deed Document Number | 20221728 |
| Deed Book / Page | 2106 / 87 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRIS GA |
| Property Address | 70 NEEDLES PT, CATAULA, GA 31804-4314 |
| Transaction Type | Mortgage |
| Record Updated | May 13, 2026 |
| Name | Verified Name |
|---|---|
| Address | 70 NEEDLES PT, CATAULA, GA 31804-4314 |
| Document Number | 0000001762/0000000149 |
|---|---|
| Date | Aug 7, 2020 |
| Book Page | 0000001762/0000000149 |
| Name | SYNOVUS BANK |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jan 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRIS GA |
| Property Address | 70 NEEDLES PT, CATAULA, GA 31804-4314 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000985/397 |
|---|---|
| Date | Aug 10, 2007 |
| Book Page | 985/397 |
| Name | WORLD SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRIS GA |
| Property Address | 70 NEEDLES PT, CATAULA, GA 31804-4314 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 001207/078 |
|---|---|
| Date | Nov 2, 2011 |
| Book Page | 1207/078 |
| Name | US BANK NA ND |
|---|---|
| Type | Bank |
| Address | FARGO, ND 58103 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 299 Months |
| Due | Oct 28, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | HARRIS GA |
| Recording Date | Sep 29, 2022 |
| Property Address | 70 NEEDLES PT, CATAULA, GA 31804-4314 |
| Document Number | 0002106/87 |
| Book / Page | 2106 / 87 |
| Instrument Date | Sep 29, 2022 |
| Instrument | 2022-001728 |
| Transaction Type | Transfer |
| Record Updated | Apr 2, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 70 NEEDLES PT, CATAULA, GA 31804-4314 |
| Document Number | 0000210690 |
|---|---|
| Date | Sep 29, 2022 |
| Instrument | 2106/90 |
| Name | M&T MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 352 Months |
| Due | Jan 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.5% |
| Type Change Date | Oct 1, 2020 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARRIS GA |
| Recording Date | Jun 5, 2019 |
| Property Address | 70 NEEDLES PT, CATAULA, GA 31804-4314 |
| Document Number | 001610/300 |
| Book / Page | 1610 / 300 |
| Instrument Date | Jun 5, 2019 |
| Instrument | 2019-000931 |
| Transaction Type | Transfer |
| Record Updated | Nov 30, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 70 NEEDLES PT, CATAULA, GA 31804-4314 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARRIS GA |
| Recording Date | Nov 2, 2011 |
| Property Address | 70 NEEDLES PT, CATAULA, GA 31804-4314 |
| Document Number | 001207/060 |
| Book / Page | 1207 / 060 |
| Instrument Date | Oct 28, 2011 |
| Instrument | 072-2011-001249 |
| Transaction Type | Transfer |
| Record Updated | Nov 5, 2024 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $475.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 70 NEEDLES PT, CATAULA, GA 31804-4314 |
| Name | Verified Name |
|---|---|
| Address | 70 NEEDLES PT, CATAULA, GA 31804-4314 |
| Document Number | 001207/061 |
|---|---|
| Date | Nov 2, 2011 |
| Book Page | 1207/061 |
| Name | BANKSOUTH MORTGAGE COMPANY LLC |
|---|---|
| Address | ATLANTA, GA 30328 |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.75% |
| Type Change Date | Nov 1, 2018 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 8.75% |
| Index | 1-Year T-Bill |
| Max Rate | 8.75% |
The 2025 property tax bill for 70 Needle's Pt was $7,176 with a homeowner's exemption.
Source: Harris County assessment roll, as of December 11, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Harris County |
| Unified School District | Harris County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,176.00 Homeowner's exemption | $261,950 Land $51,000 Building $210,950 | $654,874 Land $127,500 Building $527,374 |
| 2023 | $6,766.00 (+14.78%) | $248,490 Land $51,000 Building $197,490 | $621,225 Land $127,500 Building $493,725 |
| 2022 | $5,895.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 70 Needle's Pt in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective February 13, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 70 Needle's Pt is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · above 74% of Georgia |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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