Harris County property record for 38 Needle's Pt, Cataula, GA 31804
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 5,016 sqft · built 1993 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $639,900 (Apr 2022) |
| Tax Bill | $2,345 (2025) |
| Deeds & Mortgages | Apr 2016 Line of Credit May 2026 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 048 005 038 |
| Primary APN | 048 005 038 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 11 Rooms |
| Stories | 1 Story |
| Building Area | 5,016 sqft Heated Area |
| 1st Floor Area | 3,996 sqft |
| Basement Area | 1,020 sqft |
| Finished Basement | 1,020 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 2011 |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 43,560 sqft (1 acres) |
| Terrain | Rolling |
| Garage Area | 690 sqft |
| Deck Area | 405 sqft |
| Patio Area | 513 sqft |
| Lawn Sprinklers | Lawn Sprinklers |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 6316 |
|---|---|
| Street Address | 38 NEEDLES PT |
| City | CATAULA |
| State | GA |
| Zip | 31804-4314 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 001 |
| Legal Description | LOT 10 BLK C COCA LAKE |
| Legal Subdivision | COCA LAKE |
| Legal Block | C |
| Legal Lot Number | 10 |
| Jurisdiction | HARRIS GA |
| Township / Civil Division | WAVERLY HALL |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 120401 |
38 Needle's Pt is owned and occupied by two individuals who bought it in April 2022.
Source: Harris County records, as of June 15, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 38 NEEDLES PT, CATAULA, GA 31804-4314 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 1, 2016 | Deed of Trust, Mortgage · Line of Credit SOUTHERN STATE BANK |
| May 4, 2026 | Deed of Trust, Mortgage NAVY FEDERAL CREDIT UNION |
| Apr 28, 2022 | Deed of Trust, Mortgage · VA Mortgage ENVOY MORTGAGE |
| Apr 7, 2022 | Warranty Deed, Transfer |
| Mar 7, 2019 | Warranty Deed, Transfer |
| Apr 28, 2018 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 28, 2022 · Amount on File |
| Deed Sale | Apr 28, 2022 · Amount on File |
| Prior Sale | May 22, 1992 · Amount on File |
| Deed Document Number | 2022599 |
| Deed Book / Page | 2058 / 135 |
| Prior Transfer Date | Apr 28, 2018 |
| Prior Transfer Doc | 001546/533 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRIS GA |
| Property Address | 38 NEEDLES PT, CATAULA, GA 31804-4314 |
| Transaction Type | Mortgage |
| Record Updated | Jun 10, 2026 |
| Name | Verified Name |
|---|
| Document Number | 001433/578 |
|---|---|
| Date | Apr 1, 2016 |
| Book Page | 1433/578 |
| Name | SOUTHERN STATE BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Apr 1, 2031 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRIS GA |
| Recording Date | May 4, 2026 |
| Property Address | 38 NEEDLES PT, CATAULA, GA 31804-4314 |
| Document Number | 0000002452/0000000136 |
| Book / Page | 2452 / 136 |
| Instrument Date | Apr 24, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 38 NEEDLES PT, CATAULA, GA 31804-4314 |
| Document Number | 2452000136, |
|---|---|
| Date | May 4, 2026 |
| Book Page | 2452/136 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 120 Months |
| Due | Apr 1, 2036 |
| Rate | 6.38% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRIS GA |
| Property Address | 38 NEEDLES PT, CATAULA, GA 31804-4314 |
| Transaction Type | Mortgage |
| Record Updated | Nov 30, 2022 |
| Name | Verified Name |
|---|---|
| Address | 38 NEEDLES PT, CATAULA, GA 31804-4314 |
| Document Number | 0000002058/0000000136 |
|---|---|
| Date | Apr 28, 2022 |
| Book Page | 0000002058/0000000136 |
| Name | ENVOY MORTGAGE |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARRIS GA |
| Recording Date | Apr 7, 2022 |
| Property Address | 38 NEEDLES PT, CATAULA, GA 31804-4314 |
| Document Number | 002058/135 |
| Book / Page | 2058 / 135 |
| Instrument Date | Apr 7, 2022 |
| Instrument | 2022-000599 |
| Transaction Type | Transfer |
| Record Updated | Nov 30, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9226 TALISMAN DR, VIENNA, VA 22182-3436 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARRIS GA |
| Recording Date | Mar 7, 2019 |
| Property Address | 38 NEEDLES PT, CATAULA, GA 31804-4314 |
| Document Number | 001583/448 |
| Book / Page | 1583 / 448 |
| Instrument Date | Mar 7, 2019 |
| Instrument | 2019-000313 |
| Transaction Type | Transfer |
| Record Updated | Nov 30, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 38 NEEDLES PT, CATAULA, GA 31804-4314 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARRIS GA |
| Recording Date | Apr 28, 2018 |
| Property Address | 38 NEEDLES PT, CATAULA, GA 31804-4314 |
| Document Number | 001546/533 |
| Book / Page | 1546 / 533 |
| Instrument Date | Apr 28, 2018 |
| Instrument | 2018-000707 |
| Transaction Type | Transfer |
| Record Updated | Nov 30, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 38 NEEDLES PT, CATAULA, GA 31804-4314 |
The 2025 property tax bill for 38 Needle's Pt was $2,345 with exemptions applied.
Source: Harris County assessment roll, as of December 11, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Harris County |
| Unified School District | Harris County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,345.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $261,446 Land $40,800 Building $220,646 | $653,616 Land $102,000 Building $551,616 |
| 2023 | $6,918.00 (-1.52%) | $254,189 Land $40,800 Building $213,389 | $635,472 Land $102,000 Building $533,472 |
| 2022 | $7,025.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 38 Needle's Pt in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective February 13, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 38 Needle's Pt is moderate, ranking above 50% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 50% of the US · above 63% of Georgia |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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