70 N Mill Br, Clearfield, KY 40313 Property Records

Rowan County property record for 70 N Mill Br, Clearfield, KY 40313

Property Summary

Property Type	Mobile Home
Details	1 ba · 1,260 sqft
Owner	Individual Name on Record
Last Sale	$15,000 (Mar 2024)
Tax Bill	$125 (2025)
Deeds & Mortgages	Mar 2024 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`081-10 00 190.00`

Property Details

APN / Parcel Number

Primary APN	`081-10 00 190.00`
Alternative APNs	`10580` `10639` `3771`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,260 sqft Living Area

Exterior

Exterior Material	Other
Foundation Type	Block
Garage Type	Attached

Utilities, Heating & Cooling

Heating Fuel	Gas

Location & Zoning

Account Number	3771
Street Address	70 N MILL BR
City	CLEARFIELD
State	KY
Zip	40313
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	LOT & MH HOOKUP OFF MCBRAYER ROAD
Jurisdiction	ROWAN KY
Township / Civil Division	MOREHEAD
Census Block Group	1
Census Block	1072
Census Tract	950301

Owner

Source: Rowan County records, as of January 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	PO BOX 213, CLEARFIELD, KY 40313-0213
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 13, 2024 · Amount on Record
Deed Sale	Mar 13, 2024 · Amount on Record
Deed Document Number	2028592
Deed Book / Page	D291 / 6
Record Updated	Jun 8, 2026

March 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	ROWAN KY
Recording Date	Mar 13, 2024
Property Address	70 N MILL BR, CLEARFIELD, KY 40313
Document Number	0000D291/6
Book / Page	D291 / 6
Instrument Date	Mar 8, 2024
Instrument	2028592
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$15.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1225 LOGAN HOLW, MOREHEAD, KY 40351-9368

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	80 N MILL BR, CLEARFIELD, KY 40313

Mortgage

Document Number	0002028593
Date	Mar 13, 2024
Instrument	2028593

Lender

Name	WHITAKER BANK INC
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	61 Months
Due	Apr 1, 2029

Tax Assessment & Valuation

Source: Rowan County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Rowan County
Unified School District	Rowan County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$125.00 (-57.04%)	$15,000 (-56.14%) Land $13,500 Building $1,500	$15,000 (-56.14%) Land $13,500 Building $1,500
2023	$291.00	$34,200 Land $7,500 Building $26,700	$34,200 Land $7,500 Building $26,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 94 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	94 in force
Nearby Flood Claims	39 (2002–2018)
Claims Outside the SFHA	1 of 39
Most Recent Claim	Sep 2018 · tidal / storm surge
Claims by Event	Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2015 · 14 claims Severe Storms, Tornadoes, And Flooding, Apr 2011 · 3 claims Severe Storms, Flooding, Mudslides, And Tornadoes, May 2010 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOREHEAD UTILITY PLANT BOARD serves 9,052 people · EPA ID KY1030292
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Dec 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20