154 N Mill Br, Clearfield, KY 40313 Property Records

Rowan County property record for 154 N Mill Br, Clearfield, KY 40313

Property Summary

Property Type	Single Family Home
Lot Size	7 acres (304,920 sqft)
Owner	Individual Name on File
Last Sale	$23,000 (Jun 2017)
Tax Bill	$167 (2025)
Deeds & Mortgages	Jun 2017 Sale
Flood Zone	Zone AE (high risk)
APN	`081-10 00 194.00`

Property Details

APN / Parcel Number

Primary APN	`081-10 00 194.00`
Alternative APNs	`3903` `3925` `4142`

Exterior

Lot Area	304,920 sqft (7 acres)

Location & Zoning

Account Number	4142
Street Address	154 N MILL BR
City	CLEARFIELD
State	KY
Zip	40313
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	7 ACRES+- N MILL BR RD
Jurisdiction	ROWAN KY
Township / Civil Division	MOREHEAD
Census Block Group	1
Census Block	1072
Census Tract	950301

Owner

154 N Mill Br is owned by an individual who bought it in June 2017.

Source: Rowan County records, as of November 17, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	450 MELLWOOD LN, MOREHEAD, KY 40351-8116
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 16, 2017 · Amount on File
Deed Sale	Jun 16, 2017 · Amount on File
Deed Document Number	405498
Deed Book / Page	D264 / 398
Record Updated	Jun 8, 2026

June 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	ROWAN KY
Recording Date	Jun 16, 2017
Property Address	154 N MILL BR, CLEARFIELD, KY 40313
Document Number	00D264/398
Book / Page	D264 / 398
Instrument Date	Jun 15, 2017
Instrument	405498
Transaction Type	Transfer
Record Updated	Nov 18, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$23.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 473, MOREHEAD, KY 40351-0473

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	450 MELLWOOD LN, MOREHEAD, KY 40351-8116

Tax Assessment & Valuation

The 2025 property tax bill for 154 N Mill Br was $167.

Source: Rowan County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Rowan County
Unified School District	Rowan County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$167.00	$20,000 Land $20,000	$20,000 Land $20,000
2023	$195.00	$23,000 Land $20,000 Building $3,000	$23,000 Land $20,000 Building $3,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 154 N Mill Br in Zone AE, a high-risk flood area within the regulatory floodway; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 94 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	94 in force
Nearby Flood Claims	39 (2002–2018)
Claims Outside the SFHA	1 of 39
Most Recent Claim	Sep 2018 · tidal / storm surge
Claims by Event	Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2015 · 14 claims Severe Storms, Tornadoes, And Flooding, Apr 2011 · 3 claims Severe Storms, Flooding, Mudslides, And Tornadoes, May 2010 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 154 N Mill Br is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOREHEAD UTILITY PLANT BOARD serves 9,052 people · EPA ID KY1030292
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Dec 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20