70 Mill St, Waterloo, NY 13165 Property Records

Seneca County and Waterloo Town property record for 70 Mill St, Waterloo, NY 13165 · Last verified May 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1 Baths
Year Built	Built 1952
Square Footage	1,082 sqft Living Area
Lot Size	13,939 sqft (0.32 acres)
Garage	Attached, 300 sqft
Occupancy	Owner Occupied
Tax Bill	$3,943.00 (2025)

Owner

Source: Seneca County and Waterloo Town records · APN 453801 08-1-76

Assessment roll updated May 14, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	70 MILL ST, WATERLOO, NY 13165-1639
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Refreshed	Jun 08, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SENECA NY
Property Address	70 MILL ST, WATERLOO, NY 13165-1639
Transaction Type	Mortgage
Record Updated	Jan 02, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001910/34
Date	Dec 11, 2023
Book Page	1910/34
Instrument	64946

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Veterans Administration Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Jan 01, 2055

Tax Assessment & Valuation

Source: Seneca County and Waterloo Town records · Assessment roll updated May 14, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Seneca County
County Subdivision	Waterloo Town
Municipality	Waterloo Village
Unified School District	Waterloo Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,943.00 (+91.97%)	$81,900 (-) Land $14,700 Building $67,200	$134,300 (+16.43%) Land $24,105 Building $110,195
2023		$81,900 Land $14,700 Building $67,200	$115,352 Land $20,704 Building $94,648
2019	$2,054.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	FEMA flood map data for this location is not available in our records

Wildfire

Wildfire Risk	Low above 20% of the US · above 55% of New York
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`453801 08-1-76`
Alternative APN	`380100800000010760000000`

Interior

Bedrooms	3 Beds
Full Baths	1 Baths
Building Area	1,082 sqft Living Area
1st Floor	1,082 sqft 1st Floor
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	Ranch Style
Exterior Material	Aluminum/Vinyl Exterior
Lot Area	13,939 sqft (0.32 acres)
Depth X Width	178 ft x 80 ft Depth x Width
Parking Spaces	1 Parking Spaces
Garage Type	Attached Garage
Garage Area	300 sqft Garage

Exterior Amenities

Pool Type	Above-Ground Pool Pool Type
Pool Area	254 sqft Pool
Shed	1 Shed
Porch Area	675 sqft Porch

Utilities and HVAC

Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Gas Heating Fuel
Sewage	Municipal Sewage
Water Source	Commercial Water Source

Location & Zoning

Street Address	70 MILL ST
City	WATERLOO
State	NY
Zip	13165-1639
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	95-279
Legal Block	1
Legal Lot Number	76.000
Jurisdiction	SENECA NY
Minor Civil Division	WATERLOO
Census Blockgroup	1
Census Block	1003
Census Tract	950500