69 Mill St, Waterloo, NY 13165 Property Records

Seneca County and Waterloo Town property record for 69 Mill St, Waterloo, NY 13165 · Last verified May 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 875 sqft · built 1951
Lot Size0.19 acres (8,276 sqft)
Owner2 Individual Names on File
Last Sale$70,000 (Oct 2019)
Tax Bill$2,712 (2025)
Deeds & MortgagesOct 2019 Sale & Mortgage
APN453801 08-1-14

Property Details

APN / Parcel Number

Primary APN453801 08-1-14

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area875 sqft Living Area
1st Floor Area875 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1951
Effective Year BuiltEffective 1951
Architectural StyleRanch
Exterior MaterialComposition/Composite
Lot Area8,276 sqft (0.19 acres)
Garage TypeMixed
Garage Area576 sqft
Parking Spaces3 Parking Spaces
PorchPatio
Porch Area152 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address69 MILL ST
CityWATERLOO
StateNY
Zip13165-1638
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block1
Legal Lot Number14.000
JurisdictionSENECA NY
Township / Civil DivisionWATERLOO
Census Block Group1
Census Block1007
Census Tract950500

Owner

Source: Seneca County and Waterloo Town records · APN 453801 08-1-14

Assessment roll updated May 14, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address69 MILL ST, WATERLOO, NY 13165-1638
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 16, 2019 · Amount on Record
Deed SaleOct 16, 2019 · Amount on Record
Prior SaleOct 21, 2010 · Amount on Record
Deed Book / Page1000 / 79
Record UpdatedJun 08, 2026

October 2019: Deed, Transfer

Document TypeDeed
JurisdictionSENECA NY
Recording DateOct 16, 2019
Property Address69 MILL ST, WATERLOO, NY 13165-1638
Document Number0001000/79
Book / Page1000 / 79
Transaction TypeTransfer
Record UpdatedMay 12, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address69 MILL ST, WATERLOO, NY 13165-1638

Mortgage

Document Number001720/163
DateOct 16, 2019
Book Page1720/163
Instrument46386
Lender
NameCOMMUNITY BANK NA
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term169 Months
DueNov 01, 2033

Tax Assessment & Valuation

Source: Seneca County and Waterloo Town records · Assessment roll updated May 14, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateNew York
CountySeneca County
County SubdivisionWaterloo Town
MunicipalityWaterloo Village
Unified School DistrictWaterloo Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,712.00 (+91.26%)$56,100 (-) Land $12,400 Building $43,700$92,000 (+16.44%) Land $20,335 Building $71,665
2023$56,100 Land $12,400 Building $43,700$79,014 Land $17,465 Building $61,549
2019$1,418.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360999505001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneNot on file
Nearby Flood Claims1 (1990)
Most Recent ClaimMar 1990, other causes

Wildfire

Wildfire RiskLow
above 20% of the US · above 55% of New York
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 286 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)Low Latency
GoNetspeedFiber2,000 / 2,000Yes
SpectrumCable1,000 / 1,000Yes
VerizonFixed Wireless300 / 20Yes
Compass Broadband NetworkFixed Wireless (unlicensed)100 / 100No
T-Mobile USAFixed Wireless100 / 20Yes

Availability varies by address; speeds are provider-advertised maximums, not measured.

Nearby Properties on Mill St

Nearby Streets

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