70 Memory Ln, Fort Thomas, KY 41075 Property Records

Campbell County property record for 70 Memory Ln, Fort Thomas, KY 41075

Property Summary

Property Type	Single Family Home
Details	3,930 sqft · built 1985
Lot Size	0.969 acres (42,244 sqft)
Owner	Individual Name on Record
Last Sale	$480,000 (Aug 2019)
Tax Bill	$3,228 (2025)
Deeds & Mortgages	Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`999-99-14-113.00`

Property Details

APN / Parcel Number

Primary APN	`999-99-14-113.00`

Interior

Stories	2 Stories
Building Area	3,930 sqft Living Area

Exterior

Year Built	Built 1985
Exterior Material	Aluminum/Vinyl
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	42,244 sqft
Lot Dimensions	231 ft deep x 18 ft wide
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	9999914113.00
Street Address	70 MEMORY LN
City	FORT THOMAS
State	KY
Zip	41075-1062
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT/WINSTON ACRES & PT COVERT IV .9698 ACRES
Legal Subdivision	WINSTON ACRES SUB SEC 7
Legal Lot Number	5
Jurisdiction	CAMPBELL KY
Township / Civil Division	NEWPORT-FORT THOMAS
Census Block Group	2
Census Block	2000
Census Tract	51300

Owner

Source: Campbell County records, as of March 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	70 MEMORY LN, FORT THOMAS, KY 41075-1062
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 8, 2019 · Amount on Record
Deed Sale	Aug 8, 2019 · Amount on Record
Deed Document Number	5095494
Deed Book / Page	D805 / 196
Record Updated	Jun 8, 2026

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CAMPBELL KY
Recording Date	Aug 8, 2019
Property Address	70 MEMORY LN, FORT THOMAS, KY 41075-1062
Document Number	0005095494
Book / Page	000805 / 000196
Instrument Date	Aug 6, 2019
Instrument	5095494
Transaction Type	Transfer
Record Updated	Aug 30, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$480.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	70 MEMORY LN FORT THOMAS KY 410751062, FORT THOMAS, KY 41075-1062

Mortgage

Document Number	5095495
Date	Aug 8, 2019
Book Page	002187/000788
Instrument	5095495

Lender

Name	JOAN L CARROLL
Address	822 N FORT THOMAS AVE # 5N, FORT THOMAS, KY 41075-1537
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Aug 7, 2029

Interest

Rate	3.5%

Tax Assessment & Valuation

Source: Campbell County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Campbell County
Municipality	Fort Thomas City
Unified School District	Fort Thomas Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,228.00 (+21.63%)	$875,000 (+30.19%) Land $200,000 Building $675,000	$875,000 (+30.19%) Land $200,000 Building $675,000
2023	$2,654.00 (-2.5%)	$672,100 (-) Land $187,600 Building $484,500	$672,100 (-) Land $187,600 Building $484,500
2022	$2,722.00	$672,100 Land $187,600 Building $484,500	$672,100 Land $187,600 Building $484,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 24, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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