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70 McCarthy St, Tupper Lake, NY 12986 Property Records

Franklin County and Tupper Lake Town property record for 70 McCarthy St, Tupper Lake, NY 12986

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,768 sqft · built 1890
Lot Size0.42 acres (18,295 sqft)
OwnerIndividual Name on Record
Last Sale$200,000 (Feb 2023)
Tax Bill$5,833 (2026)
Deeds & MortgagesFeb 2023 Sale & Mortgage
APN162001 480.66-2-1

Property Details

APN / Parcel Number

Primary APN162001 480.66-2-1
Alternative APNs
  • 200148006600020010000000
  • 135000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories2 Stories
Building Area1,768 sqft Living Area
1st Floor Area884 sqft
2nd Floor Area884 sqft

Exterior

Year BuiltBuilt 1890
Effective Year BuiltEffective 1985
Architectural StyleTraditional
Exterior MaterialWood
Lot Area18,295 sqft (0.42 acres)
Lot Dimensions175 ft deep x 67 ft wide
PorchSlab
Porch Area312 sqft
Shed1 Shed

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number135000
Street Address70 MCCARTHY ST
CityTUPPER LAKE
StateNY
Zip12986-1329
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBLOCK92 GL84 LOT26
Legal Block2
Legal Lot Number1.000
JurisdictionFRANKLIN NY
Township / Civil DivisionTUPPER LAKE
Census Block Group2
Census Block2017
Census Tract951100

Owner

Source: Franklin County and Tupper Lake Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address70 MCCARTHY ST, TUPPER LAKE, NY 12986-1329
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 8, 2023 · Amount on Record
Deed SaleFeb 8, 2023 · Amount on Record
Prior SaleOct 1, 1996 · Amount on Record
Deed Document Number2023540
Record UpdatedOct 29, 2026

February 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFRANKLIN NY
Recording DateFeb 8, 2023
Property Address70 MCCARTHY ST, TUPPER LAKE, NY 12986-1329
Document Number0000000540
Instrument DateFeb 3, 2023
Instrument2023-540
Transaction TypeTransfer
Record UpdatedFeb 28, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address18 SILVER BIRCH CT, WENTZVILLE, MO 63385-5420

Mortgage

Document Number0000000541
DateFeb 8, 2023
Instrument2023-541
Lender
NameBETTER MORTGAGE CORP
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Franklin County and Tupper Lake Town assessment roll, as of April 28, 2026

Property Jurisdictions

TypeName
StateNew York
CountyFranklin County
County SubdivisionTupper Lake Town
MunicipalityTupper Lake Village
Unified School DistrictTupper Lake Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,833.00 (+6.17%)
2025$5,494.00$133,300 (-) Land $16,100 Building $117,200$222,167 (+16.67%) Land $26,833 Building $195,334
2023$133,300 Land $16,100 Building $117,200$190,429 Land $23,000 Building $167,429

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Claims1 (2014)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTUPPER LAKE V
serves 5,500 people · EPA ID NY1600012
Water SourceSurface water
Last State InspectionNov 2025
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
not recorded as resolved · Jan 2022
Total trihalomethanes
not recorded as resolved · Jan 2021
Failure to filter
resolved · Apr 2010
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 50
Verizon
Fixed Wireless		300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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