Franklin County and Tupper Lake Town property record for 68 McCarthy St, Tupper Lake, NY 12986
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,232 sqft · built 1890 |
| Lot Size | 0.42 acres (18,295 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,214 (2026) |
| Deeds & Mortgages | May 2019 Line of Credit |
| APN | 162001 480.66-2-2 |
| Primary APN | 162001 480.66-2-2 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,232 sqft Living Area |
| 1st Floor Area | 616 sqft |
| 2nd Floor Area | 616 sqft |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Traditional |
| Exterior Material | Composition/Composite |
| Lot Area | 18,295 sqft (0.42 acres) |
| Lot Dimensions | 175 ft deep x 50 ft wide |
| Garage Type | Attached |
| Garage Area | 364 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Patio |
| Porch Area | 548 sqft |
| Shed | 1 Shed |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 134900 |
|---|---|
| Street Address | 68 MCCARTHY ST |
| City | TUPPER LAKE |
| State | NY |
| Zip | 12986-1329 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BLOCK92 GL84 LOT25 |
| Legal Block | 2 |
| Legal Lot Number | 2.000 |
| Jurisdiction | FRANKLIN NY |
| Township / Civil Division | TUPPER LAKE |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 951100 |
68 McCarthy St is owned and occupied by an individual.
Source: Franklin County and Tupper Lake Town records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 68 MCCARTHY ST, TUPPER LAKE, NY 12986-1329 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN NY |
| Property Address | 68 MCCARTHY ST, TUPPER LAKE, NY 12986-1329 |
| Document Number | 0000002416 |
| Instrument Date | May 13, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 18, 2019 |
| Title Company | WFG LENDER SERVICES, WFG LENDER SVCS |
| Name | Verified Name |
|---|---|
| Address | 68 MCCARTHY ST TUPPER LAKE NY 129861329, TUPPER LAKE, NY 12986-1329 |
| Document Number | 0000002416 |
|---|---|
| Date | May 31, 2019 |
| Instrument | 2416 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 30, 2049 |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 68 McCarthy St was $3,214 with exemptions applied, up 6% from the year before.
Source: Franklin County and Tupper Lake Town assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Franklin County |
| County Subdivision | Tupper Lake Town |
| Municipality | Tupper Lake Village |
| Unified School District | Tupper Lake Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,214.00 (+6.04%) Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption Veteran's exemption | ||
| 2025 | $3,031.00 | $76,600 Land $16,100 Building $60,500 | $127,667 Land $26,833 Building $100,834 |
| 2023 | $76,600 Land $16,100 Building $60,500 | $109,429 Land $23,000 Building $86,429 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 68 McCarthy St; there have been 1 flood claim nearby since 2014.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Claims | 1 (2014) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2014 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 68 McCarthy St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TUPPER LAKE V serves 5,500 people · EPA ID NY1600012 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids not recorded as resolved · Jan 2022 Total trihalomethanes not recorded as resolved · Jan 2021 Failure to filter resolved · Apr 2010 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
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