Cherokee County property record for 70 Hilltop Valley Dr, Murphy, NC 28906
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,056 sqft · built 2021 |
| Lot Size | 1.09 acres (47,480 sqft) |
| Owner | Individual Name on File |
| Last Sale | $375,000 (Mar 2024) |
| Tax Bill | $1,137 (2025) |
| Deeds & Mortgages | Mar 2024 Sale & Mortgage Jan 2023 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 457005076802000 |
| Primary APN | 457005076802000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,056 sqft Heated Area |
| Flooring | Wood |
| Interior Walls | Plaster |
| Fireplace | Fireplace |
| Year Built | Built 2021 |
|---|---|
| Exterior Material | Wood Siding |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Asphalt |
| Lot Area | 47,480 sqft (1.09 acres) |
| Lot Width | 30 ft Width |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 25 sqft |
| Deck Area | 439 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 62416 |
|---|---|
| Street Address | 70 HILLTOP VALLEY DR |
| City | MURPHY |
| State | NC |
| Zip | 28906-3093 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 4 HILLTOP VALLEY ESTATES 1727/1473 |
| Legal Subdivision | VALLEY ESTATES |
| Legal Lot Number | 4 |
| Jurisdiction | CHEROKEE NC |
| Township / Civil Division | NOTLA |
| Census Block Group | 1 |
| Census Block | 1038 |
| Census Tract | 930603 |
70 Hilltop Valley Dr is owned by an individual who bought it in March 2024.
Source: Cherokee County records, as of October 9, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 3488 RIDGE BLVD, PALM HARBOR, FL 34684-3535 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 22, 2024 | Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jan 17, 2023 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 22, 2024 · Amount on File |
| Deed Sale | Mar 22, 2024 · Amount on File |
| Prior Sale | Jan 17, 2023 · Amount on File |
| Deed Document Number | 1306 |
| Deed Book / Page | 1753 / 536 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Recording Date | Mar 22, 2024 |
| Property Address | 70 HILLTOP VALLEY DR, MURPHY, NC 28906-3093 |
| Document Number | 001753/536 |
| Book / Page | 1753 / 536 |
| Instrument Date | Mar 19, 2024 |
| Instrument | 1306 |
| Transaction Type | Transfer |
| Record Updated | Apr 19, 2024 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $750.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 24 ULAS CT, NEWNAN, GA 30263-3202 |
| Name | Verified Name |
|---|---|
| Address | 3488 RIDGE BLVD, PALM HARBOR, FL 34684-3535 |
| Document Number | 0000001307 |
|---|---|
| Date | Mar 22, 2024 |
| Instrument | 1307 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2054 |
| Document Number | 001753/540 |
|---|---|
| Date | Mar 22, 2024 |
| Book Page | 1753/540 |
| Instrument | 1307 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | 1050 WOODWARD AVE, DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Recording Date | Jan 17, 2023 |
| Property Address | 70 HILLTOP VALLEY DR, MURPHY, NC 28906-3093 |
| Document Number | 01727/1473 |
| Book / Page | 1727 / 1473 |
| Instrument Date | Jan 5, 2023 |
| Instrument | 203 |
| Transaction Type | Transfer |
| Record Updated | Feb 27, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $700.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 552 SCOTT MILL RD, HARTWELL, GA 30643-4333 |
| Name | Verified Name |
|---|---|
| Address | 70 HILLTOP VALLEY DR, MURPHY, NC 28906-3093 |
The 2025 property tax bill for 70 Hilltop Valley Dr was $1,137.
Source: Cherokee County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cherokee County |
| Unified School District | Cherokee County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,137.00 | $160,190 | $160,190 Land $12,000 Building $148,190 |
| 2023 | $159,970 | $159,970 Land $12,000 Building $147,970 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 70 Hilltop Valley Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 70 Hilltop Valley Dr is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · above 75% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Blue Ridge Mountain EMC Fiber | 1,000 / 1,000 |
| Peachtree Broadband Fiber Cable | 500 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
5G and 4G LTE (outdoors only)
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