68 Hilltop Valley Dr, Murphy, NC 28906 Property Records

Cherokee County property record for 68 Hilltop Valley Dr, Murphy, NC 28906

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 884 sqft · built 2021
Lot Size	0.63 acres (27,443 sqft)
Owner	Individual Name on File
Last Sale	$290,000 (May 2026)
Tax Bill	$1,063 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage May 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`457005075665000`

Property Details

APN / Parcel Number

Primary APN	`457005075665000`
Alternative APNs	`54660` `63721`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	884 sqft Heated Area
Gross Area	1,248 sqft
1st Floor Area	884 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Wood Siding
Roof Type	Cathedral/Clerestory
Roof Material	Asphalt
Lot Area	27,443 sqft (0.63 acres)
Lot Dimensions	234 ft deep x 91 ft wide
Porch	Patio
Porch Area	208 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	63721
Street Address	68 HILLTOP VALLEY DR
City	MURPHY
State	NC
Zip	28906-3093
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5 HILLTOP VALLEY ESTATES 1682/22
Legal Subdivision	VALLEY ESTATES
Legal Lot Number	5
Jurisdiction	CHEROKEE NC
Township / Civil Division	NOTLA
Census Block Group	1
Census Block	1038
Census Tract	930603

Owner

68 Hilltop Valley Dr is owned and occupied by an individual who bought it in May 2026.

Source: Cherokee County records, as of May 29, 2026

Owner of Record	Individual Name on File
Mailing Address	68 HILLTOP VALLEY DR, MURPHY, NC 28906-3093
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 12, 2026	Warranty Deed, Transfer · FHA Mortgage KIND LENDING LLC
May 12, 2026	Warranty Deed, Transfer · FHA Mortgage KIND LENDING LLC
Apr 8, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 12, 2026 · Amount on File
Deed Sale	May 12, 2026 · Amount on File
Deed Document Number	20262293
Deed Book / Page	1801 / 237
Prior Transfer Date	Sep 19, 2024
Prior Transfer Doc	01764/1197
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	May 12, 2026
Property Address	68 HILLTOP VALLEY DR, MURPHY, NC 28906-3093
Document Number	001801/237
Book / Page	1801 / 237
Instrument Date	May 11, 2026
Instrument	20262293
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$58,580.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	68 HILLTOP VALLEY DR, MURPHY, NC 28906-3093

Mortgage

Document Number	0000002294,
Date	May 12, 2026
Instrument	20262294

Lender

Name	KIND LENDING LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	5.5%
Max Rate	-1%

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	May 12, 2026
Property Address	68 HILLTOP VALLEY DR, MURPHY, NC 28906-3093
Document Number	0000002293
Book / Page	1801 / 237
Instrument Date	May 11, 2026
Instrument	20262293
Transaction Type	Transfer
Record Updated	May 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$58,580.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	68 HILLTOP VALLEY DR, MURPHY, NC 28906-3093

Mortgage

Document Number	0000002294,
Date	May 12, 2026
Instrument	20262294

Lender

Name	KIND LENDING LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.38%
Max Rate	-1%

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Apr 8, 2026
Property Address	68 HILLTOP VALLEY DR, MURPHY, NC 28906-3093
Document Number	0000001641
Book / Page	1798 / 1390
Instrument Date	Feb 19, 2026
Instrument	20261641
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	68 HILLTOP VALLEY DR, MURPHY, NC 28906-3093

Tax Assessment & Valuation

The 2025 property tax bill for 68 Hilltop Valley Dr was $1,063.

Source: Cherokee County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,063.00	$148,950	$148,950 Land $12,000 Building $136,950
2023		$148,950	$148,950 Land $12,000 Building $136,950

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 68 Hilltop Valley Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 68 Hilltop Valley Dr is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 75% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Blue Ridge Mountain EMC Fiber	1,000 / 1,000
Peachtree Broadband Fiber Cable	500 / 30
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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