70 Gerald Rd, Milton, MA 02186 Property Records

Norfolk County and Milton Town property record for 70 Gerald Rd, Milton, MA 02186

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,335 sqft · built 1952
Lot Size	0.199 acres (8,690 sqft)
Owner	2 Company Names on Record
Last Sale	$625,000 (Sep 2020)
Tax Bill	$8,647 (2025)
Deeds & Mortgages	Apr 2026 Transfer Dec 2021 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`MILT M:I B:17A L:31`

Property Details

APN / Parcel Number

Primary APN	`MILT M:I B:17A L:31`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,335 sqft Living Area
Gross Area	2,834 sqft
Basement Area	1,115 sqft
Unfinished Basement	1,115 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,690 sqft (0.199 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	70 GERALD RD
City	MILTON
State	MA
Zip	02186-4769
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RC
Legal Block	17A
Legal Lot Number	31
Jurisdiction	MILTON MA
Township / Civil Division	MILTON
Census Block Group	1
Census Block	1008
Census Tract	416101

Owner

Source: Norfolk County and Milton Town records, as of May 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	70 GERALD RD, MILTON, MA 02186-4769
Owner Type	Company
Vesting	Trust, Irrevocable Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2026	Quit Claim Deed, Transfer Quitclaim
Dec 23, 2021	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Mar 16, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance NBKC BANK
Sep 18, 2020	Quit Claim Deed, Transfer · Stand-Alone First Mortgage FLAGSTAR BANK FSB
Jun 1, 2018	Quit Claim Deed, Transfer UBS BANK USA
Mar 20, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 18, 2020 · Amount on Record
Deed Sale	Sep 18, 2020 · Amount on Record
Prior Sale	Jun 1, 2018 · Amount on Record
Deed Document Number	202098650
Deed Book / Page	38363 / 363
Prior Transfer Date	Sep 16, 2020
Prior Transfer Doc	38363-363
Record Updated	Oct 29, 2026

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MILTON MA
Recording Date	Apr 24, 2026
Property Address	70 GERALD RD, MILTON, MA 02186-4769
Document Number	043066-391
Book / Page	43066 / 391
Instrument Date	Apr 24, 2026
Instrument	2026342
Transaction Type	Transfer
Record Updated	Aug 28, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	70 GERALD RD, MILTON, MA 02186-4769

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILTON MA
Property Address	70 GERALD RD, MILTON, MA 02186-4769
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	040191-178
Date	Dec 23, 2021
Book Page	40191/178
Instrument	160267

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	289 Months
Due	Jan 1, 2046

Interest

Rate Type	Adjustable Rate

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILTON MA
Property Address	70 GERALD RD, MILTON, MA 02186-4769
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	37679-532
Date	Mar 16, 2020
Book Page	37679/532
Instrument	23634

Lender

Name	NBKC BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MILTON MA
Recording Date	Sep 18, 2020
Property Address	70 GERALD RD, MILTON, MA 02186-4769
Document Number	38363-363
Book / Page	38363 / 363
Instrument Date	Sep 16, 2020
Instrument	98650
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	70 GERALD RD, MILTON, MA 02186-4769

Mortgage

Document Number	98651
Date	Sep 18, 2020
Instrument	98651

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MILTON MA
Recording Date	Jun 1, 2018
Property Address	70 GERALD RD, MILTON, MA 02186-4769
Document Number	36027-180
Book / Page	36027 / 180
Instrument	44258
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$62.82
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	70 GERALD RD, MILTON, MA 02186-4769

Mortgage

Document Number	360270182
Date	Jun 1, 2018
Instrument	36027/0182

Lender

Name	UBS BANK USA
Type	Bank

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2048

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MILTON MA
Recording Date	Mar 20, 2018
Property Address	70 GERALD RD, MILTON, MA 02186-4769
Document Number	35862-587
Book / Page	035862 / 000587
Instrument Date	Mar 20, 2018
Instrument	21393
Transaction Type	Transfer
Record Updated	Apr 10, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	70 GERALD RD MILTON MA 021864769, MILTON, MA 02186-4769

Tax Assessment & Valuation

Source: Norfolk County and Milton Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Norfolk County
County Subdivision	Milton Town
Unified School District	Milton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,647.00 (+7.2%)	$779,700 (+5.56%) Land $514,000 Building $265,700	$862,790
2024	$8,066.00 (+3.2%)	$738,600 (+7.73%) Land $489,500 Building $249,100
2023	$7,816.00	$685,600 Land $466,300 Building $219,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	8 (1978–2009)
Claims Outside the SFHA	3 of 8
Most Recent Claim	Apr 2009 · rainfall accumulation
Claims by Event	Coastal Storms, Flood, Ice & Snow, Feb 1978 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MILTON WATER DEPT. (MWRA) serves 28,630 people · EPA ID MA3189000
Water Source	Purchased surface water from MWRA
Last State Inspection	Aug 2023
Lead	8 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 404 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: Netafy, Norwood Broadband.

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