64 Gerald Rd, Milton, MA 02186 Property Records

Norfolk County and Milton Town property record for 64 Gerald Rd, Milton, MA 02186

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,594 sqft · built 1954
Lot Size	0.176 acres (7,688 sqft)
Owner	2 Individual Names on File
Last Sale	$739,900 (Feb 2019)
Tax Bill	$10,106 (2025)
Deeds & Mortgages	Jan 2021 Refinance Oct 2019 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`MILT M:I B:17A L:30`

Property Details

APN / Parcel Number

Primary APN	`MILT M:I B:17A L:30`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,594 sqft Living Area
Gross Area	3,546 sqft
Basement Area	1,594 sqft
Unfinished Basement	1,594 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,688 sqft (0.176 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	64 GERALD RD
City	MILTON
State	MA
Zip	02186-4769
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RC
Legal Block	17A
Legal Lot Number	30
Jurisdiction	MILTON MA
Township / Civil Division	MILTON
Census Block Group	1
Census Block	1008
Census Tract	416101

Owner

64 Gerald Rd is owned and occupied by two individuals who bought it in February 2019.

Source: Norfolk County and Milton Town records, as of April 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	64 GERALD RD, MILTON, MA 02186-4769
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance ENVISION BANK
Oct 28, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance ENVISION BANK
Feb 4, 2019	Quit Claim Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 4, 2019 · Amount on File
Deed Sale	Feb 4, 2019 · Amount on File
Prior Sale	Feb 1, 2017 · Amount on File
Deed Book / Page	36593 / 452
Prior Transfer Date	Jan 31, 2019
Prior Transfer Doc	036593-452
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILTON MA
Property Address	64 GERALD RD, MILTON, MA 02186-4769
Transaction Type	Mortgage
Record Updated	Jan 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	038861-126
Date	Jan 12, 2021
Book Page	38861/126
Instrument	4301

Lender

Name	ENVISION BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILTON MA
Property Address	64 GERALD RD, MILTON, MA 02186-4769
Transaction Type	Mortgage
Record Updated	Mar 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	37285-151
Date	Oct 28, 2019
Book Page	37285/151
Instrument	98613

Lender

Name	ENVISION BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MILTON MA
Recording Date	Feb 4, 2019
Property Address	64 GERALD RD, MILTON, MA 02186-4769
Document Number	36593-452
Book / Page	036593 / 000452
Instrument Date	Jan 31, 2019
Instrument	8404
Transaction Type	Transfer
Record Updated	Feb 26, 2019

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$739.90
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	64 GERALD RD MILTON MA 021864769, MILTON, MA 02186-4769

Mortgage

Document Number	36593-454
Date	Feb 4, 2019
Book Page	036593/000454
Instrument	8405

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 3, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 64 Gerald Rd was $10,106, up 7.2% from the year before.

Source: Norfolk County and Milton Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Norfolk County
County Subdivision	Milton Town
Unified School District	Milton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,106.00 (+7.2%)	$911,300 (+5.56%) Land $512,000 Building $399,300	$1,054,215
2024	$9,427.00 (+1.75%)	$863,300 (+6.23%) Land $487,500 Building $375,800
2023	$9,265.00	$812,700 Land $464,400 Building $348,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 64 Gerald Rd in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	8 (1978–2009)
Claims Outside the SFHA	3 of 8
Most Recent Claim	Apr 2009 · rainfall accumulation
Claims by Event	Coastal Storms, Flood, Ice & Snow, Feb 1978 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 64 Gerald Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MILTON WATER DEPT. (MWRA) serves 28,630 people · EPA ID MA3189000
Water Source	Purchased surface water from MWRA
Last State Inspection	Aug 2023
Lead	8 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 420 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: Netafy.

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