Monroe County property record for 70 Florida Dr, Key Largo, FL 33037 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,400 sqft · built 1991 |
| Lot Size | 0.15 acres (6,550 sqft) |
| Owner | Individual Name on File |
| Last Sale | $365,000 (Oct 2020) |
| Tax Bill | $4,524 (2024) |
| Deeds & Mortgages | Mar 2024 Line of Credit Oct 2020 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 00527870-000000 |
| Primary APN | 00527870-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,400 sqft Living Area |
| 1st Floor Area | 1,400 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Wood |
| Construction Type | Wood |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 6,550 sqft (0.15 acres) |
| Porch | Open Porch |
|---|---|
| Porch Area | 404 sqft |
| Patio Area | 300 sqft |
| Fence | Fence |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 1647110 |
|---|---|
| Old Parcel Number | 28613900527870000000 |
| Street Address | 70 FLORIDA DR |
| City | KEY LARGO |
| State | FL |
| Zip | 33037-2509 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BK 21 LTS 6 & 7 AMD PLAT OF PB3-62 KEY LARGO PARK KEY LARGO OR142-447 OR532-1086 OR805-257/267 OR809-140 OR850-1313 |
| Legal Range | 39E |
| Legal Township | 61S |
| Legal Section | 28 |
| Legal Subdivision | KEY LARGO PARK AMD |
| Legal Block | 21 |
| Legal Lot Number | 6-7 7 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 970500 |
Source: Monroe County records · APN 00527870-000000
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 70 FLORIDA DR, KEY LARGO, FL 33037-2509 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 13, 2024 | Deed of Trust, Mortgage · Line of Credit THE LOAN STORE INC |
| Oct 02, 2020 | Warranty Deed, Transfer · VA Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 02, 2020 · Amount on Record |
| Deed Sale | Oct 02, 2020 · Amount on Record |
| Deed Document Number | 2284442 |
| Deed Book / Page | 3048 / 162 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 70 FLORIDA DR, KEY LARGO, FL 33037-2509 |
| Transaction Type | Mortgage |
| Record Updated | Apr 05, 2024 |
| Name | Verified Name |
|---|---|
| Address | 70 FLORIDA DR, KEY LARGO, FL 33037-2509 |
| Investor | Possibly a Property Investor |
| Document Number | 0032661674 |
|---|---|
| Date | Mar 13, 2024 |
| Book Page | 3266/1674 |
| Instrument | 2454329 |
| Name | THE LOAN STORE INC |
|---|---|
| Type | Mortgage Company |
| Address | 6340 N CAMPBELL AVE STE 100, TUCSON, AZ 85718 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 03, 2054 |
| Change Frequency | Monthly |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Oct 02, 2020 |
| Property Address | 70 FLORIDA DR, KEY LARGO, FL 33037-2509 |
| Document Number | 0030480162 |
| Book / Page | 3048 / 162 |
| Map Reference | MB 3 PG 62 |
| Instrument Date | Oct 02, 2020 |
| Instrument | 2284442 |
| Transaction Type | Transfer |
| Record Updated | Dec 21, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,555.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 70 FLORIDA DR, 70, KEY LARGO, FL 33037-2509 |
| Name | Verified Name |
|---|---|
| Address | 70 FLORIDA DR, KEY LARGO, FL 33037-2509 |
| Investor | Possibly a Property Investor |
| Document Number | 0003048164 |
|---|---|
| Date | Oct 02, 2020 |
| Instrument | 3048/164 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2050 |
Source: Monroe County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $552,219 (+5.42%) Land $358,253 Building $193,966 | $552,219 (+5.42%) Land $358,253 Building $193,966 | |
| 2024 | $4,524.00 (+4.31%) | ||
| 2023 | $4,337.00 (+2.87%) Senior Citizen's exemption | $523,806 (-0.48%) Land $343,024 Building $180,782 | $523,806 (-0.48%) Land $343,024 Building $180,782 |
| 2022 | $4,216.00 Senior Citizen's exemption | $526,316 Land $343,024 Building $183,292 | $526,316 Land $343,024 Building $183,292 |
Source: FEMA National Flood Hazard Layer, Monroe County (12087C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Wildfire Risk | Low above 5% of the US · above 5% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 4,167 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Listed Area | Within John Pennekamp Coral Reef State Park and Reserve listed 1972 · 10 contributing resources · NRIS 72000340 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
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