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55 Florida Dr, Key Largo, FL 33037 Property Records

Monroe County property record for 55 Florida Dr, Key Largo, FL 33037

Property Summary

Property TypeSingle Family Home
Details1 bd · 1 ba · 754 sqft · built 1955
Lot Size0.149 acres (6,500 sqft)
Owner2 Individual Names on File
Last Sale$197,000 (May 2019)
Tax Bill$3,320 (2024)
Deeds & MortgagesMay 2019 Foreclosure
Apr 2019 Foreclosure
Flood ZoneZone AE (high risk)
APN00528660-000000

Property Details

APN / Parcel Number

Primary APN00528660-000000
Alternative APNs
  • 28613900528660000000
  • 1647896

Interior

Bedrooms1 Bed
Full Baths1 Bath
Stories1 Story
Building Area754 sqft Living Area
1st Floor Area754 sqft
FlooringTerrazzo
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1995
Exterior MaterialConcrete Block
Construction TypeConcrete Block
Roof TypeFlat
Roof MaterialComposition Shingle
Lot Area6,500 sqft (0.149 acres)
PorchFlorida Room
Porch Area192 sqft
Patio Area30 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number1647896
Street Address55 FLORIDA DR
CityKEY LARGO
StateFL
Zip33037-2508
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeIS
Legal DescriptionBK 25 LTS 12 & 13 AMD PLAT OF PB3-62 KEY LARGO PARK KEY LARGO OR99-240 OR203-126 OR888-1148 OR806-1179D/C OR888-1155/AFF OR888-1147 OR1355-1985 OR2962-2473/2474C/T
Legal Range39E
Legal Township61S
Legal Section28
Legal SubdivisionKEY LARGO PARK AMD
Legal Block25
Legal Lot Number12,13
JurisdictionMONROE FL
Township / Civil DivisionUPPER KEYS
Census Block Group1
Census Block1001
Census Tract970500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed AreaWithin John Pennekamp Coral Reef State Park and Reserve
listed 1972 · 10 contributing resources · NRIS 72000340

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

55 Florida Dr is owned by two individuals who bought it in May 2019.

Source: Monroe County records, as of December 8, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address49 N BOUNTY LN, KEY LARGO, FL 33037-2304
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 7, 2019Trustee's Deed, Foreclosure
NOT AVAILABLE
Apr 26, 2019Trustee's Deed, Foreclosure
NOT AVAILABLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 7, 2019 · Amount on File
Deed SaleMay 7, 2019 · Amount on File
Prior SaleApr 18, 2019
Deed Document Number20192218983
Deed Book / Page2962 / 2473
Prior Transfer DateApr 25, 2019
Prior Transfer Doc0029622473
Record UpdatedOct 29, 2026

May 2019: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionMONROE FL
Recording DateMay 7, 2019
Property Address55 FLORIDA DR, KEY LARGO, FL 33037-2508
Document Number0029622473
Book / Page002962 / 002473
Instrument DateApr 25, 2019
Instrument2218983
Transaction TypeForeclosure
Record UpdatedJun 12, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount on Record
Tax$1,379.00
Amount AccuracyConfirmed
Additional
  • Foreclosure Auction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address49 N BOUNTY LN KEY LARGO FL 330372304, KEY LARGO, FL 33037-2304

April 2019: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionMONROE FL
Recording DateApr 26, 2019
Property Address55 FLORIDA DR, KEY LARGO, FL 33037-2508
Document Number0029602353
Book / Page002960 / 002353
Instrument DateApr 25, 2019
Instrument2217161
Transaction TypeForeclosure
Record UpdatedJun 4, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount on Record
Tax$1,379.00
Amount AccuracyConfirmed
Additional
  • Foreclosure Auction
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address55 FLORIDA DR KEY LARGO FL 330372508, KEY LARGO, FL 33037-2508

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$365,928 (+7.54%) Land $262,438 Building $103,490$365,928 (+7.54%) Land $262,438 Building $103,490
2024$3,320.00 (+8.96%)
2023$3,047.00 (+6.46%)$340,274 (-0.42%) Land $248,625 Building $91,649$340,274 (-0.42%) Land $248,625 Building $91,649
2022$2,862.00$341,694 Land $248,625 Building $93,069$341,694 Land $248,625 Building $93,069

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 55 Florida Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 177 individual policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies204 units insured
incl. 27 condo units
Nearby Flood Claims50 (1984–2025)
Claims Outside the SFHA8 of 50
Most Recent ClaimJun 2025 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 8 claims
  • Hurricane Wilma, Oct 2005 · 20 claims
  • Hurricane Georges, Sep 1998 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 55 Florida Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Xfinity
Cable		2,000 / 250
T-Mobile
Fixed Wireless		100 / 20

May also be available: Hotwire Communications.

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