70 Florence St, Worcester, MA 01610 Property Records

Worcester County and Worcester City property record for 70 Florence St, Worcester, MA 01610

Property Summary

Property Type	Triplex
Details	9 bd · 3 ba · 5,052 sqft · built 1905
Lot Size	0.078 acres (3,406 sqft)
Owner	2 Individual Names on File
Last Sale	$801,500 (Sep 2023)
Tax Bill	$10,453 (2026)
Deeds & Mortgages	Jun 2026 Mortgage Apr 2026 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`8-006-00031`

Property Details

APN / Parcel Number

Primary APN	`8-006-00031`
Alternative APN	`WORC M:08 B:006 L:00031`

Interior

Bedrooms	9 Beds
Full Baths	3 Baths
Total Rooms	18 Rooms
Units	3 Units
Stories	3 Stories
Building Area	5,052 sqft Living Area
Gross Area	8,608 sqft
1st Floor Area	1,684 sqft
Attic	Attic
Attic Area	1,627 sqft
Basement Area	1,684 sqft
Unfinished Basement	1,684 sqft

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1905
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,406 sqft (0.078 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Steam

Location & Zoning

Account Number	8-006-00031
Street Address	70 FLORENCE ST
City	WORCESTER
State	MA
Zip	01610-4121
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	RG-5
Legal Block	6
Legal Lot Number	31
Jurisdiction	WORCESTER MA
Township / Civil Division	WORCESTER
Census Block Group	2
Census Block	2006
Census Tract	731203

Owner

70 Florence St, a triplex, is owned and occupied by two individuals who acquired it in October 2023.

Source: Worcester County and Worcester City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	70 FLORENCE ST, WORCESTER, MA 01610-4121
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2026	Deed of Trust, Mortgage · Conventional Mortgage MIDDLESEX SAVINGS BANK
Apr 15, 2026	Quit Claim Deed, Transfer Quitclaim
Dec 12, 2023	Quit Claim Deed, Transfer Quitclaim
Sep 8, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage MIDDLESEX SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 8, 2023 · Amount on File
Deed Sale	Sep 8, 2023 · Amount on File
Deed Document Number	202374882
Deed Book / Page	69621 / 16
Last Transfer Date	Oct 26, 2023
Transfer Doc	069983-354
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Recording Date	Jun 18, 2026
Property Address	70 FLORENCE ST, WORCESTER, MA 01610-4121
Document Number	0000049868
Book / Page	73741 / 132
Instrument Date	Jun 17, 2026
Instrument	202649868
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	70 FLORENCE ST, WORCESTER, MA 01610-4121

Mortgage

Document Number	0000049868,
Date	Jun 18, 2026
Book Page	73741/132
Instrument	202649868

Lender

Name	MIDDLESEX SAVINGS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.51%
Max Rate	-1%

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Apr 15, 2026
Property Address	70 FLORENCE ST, WORCESTER, MA 01610-4121
Document Number	0073450-67
Book / Page	73450 / 67
Instrument Date	Apr 14, 2026
Instrument	202628946
Transaction Type	Transfer
Record Updated	Aug 27, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

December 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Dec 12, 2023
Property Address	70 FLORENCE ST, WORCESTER, MA 01610-4121
Document Number	069983-354
Book / Page	69983 / 354
Instrument Date	Oct 26, 2023
Instrument	103842
Transaction Type	Transfer
Record Updated	Dec 29, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13 COUNTRY CANDLE LN, NORTHBOROUGH, MA 01532-1771

September 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Sep 8, 2023
Property Address	70 FLORENCE ST, WORCESTER, MA 01610-4121
Document Number	0069621-16
Book / Page	69621 / 16
Instrument Date	Sep 8, 2023
Instrument	74882
Transaction Type	Transfer
Record Updated	Sep 22, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	70 FLORENCE ST, WORCESTER, MA 01610-4121

Mortgage

Document Number	0000074883
Date	Sep 8, 2023
Instrument	74883

Lender

Name	MIDDLESEX SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 70 Florence St was $10,453, up 3.3% from the year before.

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Worcester City
Unified School District	Worcester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$10,453.00 (+3.3%)	$787,100 (+2.59%) Land $66,500 Building $720,600
2025	$10,119.00	$767,200 Land $62,600 Building $704,600
2023	$8,882.00	$619,400 Land $54,400 Building $565,000

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 70 Florence St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1988.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1988)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 1988 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 70 Florence St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 446 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile, Xfinity.

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