70 E Stone Ave, Lake Forest, IL 60045 Property Records

Lake County property record for 70 E Stone Ave, Lake Forest, IL 60045

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,456 sqft · built 1964
Lot Size0.293 acres (12,750 sqft)
Owner2 Individual Names on File
Last Sale$685,000 (Jan 2021)
Tax Bill$11,894 (2024)
Deeds & MortgagesJan 2021 Sale & Mortgage
Nov 2018 Transfer
Flood ZoneZone X (minimal risk)
APN16-09-105-019

Property Details

APN / Parcel Number

Primary APN16-09-105-019

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures11 Plumbing Fixtures
Total Rooms9 Rooms
Stories2 Stories
Building Area2,456 sqft Living Area
Gross Area3,824 sqft
1st Floor Area1,416 sqft
2nd Floor Area1,040 sqft
Upper Floors Area1,040 sqft
Basement Area968 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1964
Effective Year BuiltEffective 1964
Architectural StyleConventional
Exterior MaterialWood Siding
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area12,750 sqft (0.293 acres)
Lot Dimensions170 ft deep x 75 ft wide
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area24 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
SewerStorm Sewer
Water SourceCommercial

Location & Zoning

Street Address70 E STONE AVE
CityLAKE FOREST
StateIL
Zip60045-2966
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionH.O.STONE & COS LAKE FOREST ADD. LOT 21 BLOCK 8
Legal SubdivisionH.O.STONE & COS LAKE FOREST ADD.
Legal Block8
Legal Lot Number21
JurisdictionLAKE IL
Township / Civil DivisionWEST DEERFIELD
Census Block Group2
Census Block2022
Census Tract864602

Owner

Source: Lake County records · APN 16-09-105-019

Assessment roll updated April 29, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address70 E STONE AVE, LAKE FOREST, IL 60045-2966
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Jan 11, 2021Deed, Transfer · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC
Nov 01, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 11, 2021 · Amount on Record
Deed SaleJan 11, 2021 · Amount on Record
Prior SaleSep 07, 2010 · Amount on Record
Deed Document Number20217736836
Prior Transfer DateSep 27, 2018
Prior Transfer Doc0007523186
Record UpdatedJun 08, 2026

January 2021: Deed, Transfer

Document TypeDeed
JurisdictionLAKE IL
Recording DateJan 11, 2021
Property Address70 E STONE AVE, LAKE FOREST, IL 60045-2966
Document Number0007736836
Map ReferenceDOC 249300
Instrument DateDec 21, 2020
Instrument7736836
Transaction TypeTransfer
Record UpdatedMar 17, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$685.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address70 E STONE AVE, LAKE FOREST, IL 60045-2966

Mortgage

Document Number0007736837
DateJan 11, 2021
Instrument7736837
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2051

November 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLAKE IL
Recording DateNov 01, 2018
Property Address70 E STONE AVE, LAKE FOREST, IL 60045-2966
Document Number0007523186
Instrument DateSep 27, 2018
Instrument7523186
Transaction TypeTransfer
Record UpdatedNov 19, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address70 E STONE AVE LAKE FOREST IL 600452966, LAKE FOREST, IL 60045-2966

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated April 29, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateIllinois
CountyLake County
County SubdivisionWest Deerfield Township
MunicipalityLake Forest City
Elementary School DistrictLake Forest School District 67 (PK - 08)
Secondary School DistrictLake Forest Community High School District 115 (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$217,936 (+9.24%) Land $78,594 Building $139,342$653,874 (+9.24%) Land $235,806 Building $418,068
2024$11,894.00 (+18.98%)
2023$9,997.00 (+5.87%)$199,496 (+15.58%) Land $71,944 Building $127,552$598,548 (+15.58%) Land $215,854 Building $382,694
2022$9,443.00$172,602 Land $67,770 Building $104,832$517,857 Land $203,330 Building $314,527

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of February 20, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies12 in force
Nearby Flood Claims15 (1982–2022)
Claims Outside the SFHA7 of 15
Most Recent ClaimJul 2022 · rainfall accumulation

Wildfire

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

Based on FCC filings for 219 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemLAKE FOREST
serves 19,642 people
Water SourceSurface water
Last State InspectionOct 2025
Lead21 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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