44 E Stone Ave, Lake Forest, IL 60045 Property Records

Lake County property record for 44 E Stone Ave, Lake Forest, IL 60045

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,907 sqft · built 1975
Lot Size	0.328 acres (14,279 sqft)
Owner	2 Individual Names on File
Last Sale	$450,000 (Jun 1998)
Tax Bill	$16,789 (2024)
Deeds & Mortgages	Dec 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`16-09-105-016`

Property Details

APN / Parcel Number

Primary APN	`16-09-105-016`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	2 Stories
Building Area	3,907 sqft Living Area
Gross Area	5,832 sqft
1st Floor Area	1,982 sqft
2nd Floor Area	1,925 sqft
Upper Floors Area	1,925 sqft
Basement Area	1,400 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	14,279 sqft (0.328 acres)
Lot Dimensions	168 ft deep x 85 ft wide
Garage Type	Attached
Garage Area	525 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	44 E STONE AVE
City	LAKE FOREST
State	IL
Zip	60045-2966
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	H.O.STONE & COS LAKE FOREST ADD. LOT 18 BLOCK 8
Legal Subdivision	H.O.STONE & COS LAKE FOREST ADD.
Legal Block	8
Legal Lot Number	18
Jurisdiction	LAKE IL
Township / Civil Division	WEST DEERFIELD
Census Block Group	2
Census Block	2022
Census Tract	864602

Owner

Source: Lake County records · APN 16-09-105-016

Assessment roll updated April 29, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	44 E STONE AVE, LAKE FOREST, IL 60045-2966
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 13, 1998 · Amount on Record
Deed Sale	Jun 13, 1998 · Amount on Record
Deed Document Number	19984149723
Last Transfer Date	Dec 04, 2023
Transfer Doc	0008012012
Record Updated	Jun 08, 2026

December 2023: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	LAKE IL
Recording Date	Dec 28, 2023
Property Address	44 E STONE AVE, LAKE FOREST, IL 60045-2966
Document Number	0008012012
Map Reference	DOC 249300
Instrument Date	Dec 04, 2023
Instrument	8012012
Transaction Type	Transfer
Record Updated	Jan 08, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	44 E STONE AVE, LAKE FOREST, IL 60045-2966

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated April 29, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Lake County
County Subdivision	West Deerfield Township
Municipality	Lake Forest City
Elementary School District	Lake Forest School District 67 (PK - 08)
Secondary School District	Lake Forest Community High School District 115 (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$304,239 (+9.24%) Land $89,073 Building $215,166	$912,809 (+9.24%) Land $267,246 Building $645,563
2024	$16,789.00 (+7.75%)
2023	$15,582.00 (+5.81%)	$278,497 (+4.83%) Land $81,536 Building $196,961	$835,574 (+4.82%) Land $244,632 Building $590,942
2022	$14,726.00	$265,678 Land $76,807 Building $188,871	$797,114 Land $230,444 Building $566,670

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of February 20, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	15 (1982–2022)
Claims Outside the SFHA	7 of 15
Most Recent Claim	Jul 2022 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

Based on FCC filings for 219 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	LAKE FOREST serves 19,642 people
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	21 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.