70 E Sharp St, Hillsdale, MI 49242 Property Records

Hillsdale County property record for 70 E Sharp St, Hillsdale, MI 49242

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 988 sqft · built 1920
Lot Size	0.165 acres (7,187 sqft)
Owner	Individual Name on Record
Last Sale	$77,000 (Apr 2016)
Tax Bill	$1,872 (2025)
Deeds & Mortgages	Sep 2023 Line of Credit May 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`006-426-354-10`

Property Details

APN / Parcel Number

Primary APN	`006-426-354-10`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	988 sqft Living Area
Gross Area	1,796 sqft
1st Floor Area	1,796 sqft
Basement Area	988 sqft
Unfinished Basement	988 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Wood Siding
Lot Area	7,187 sqft (0.165 acres)
Lot Dimensions	118 ft deep x 40 ft wide
Garage Area	529 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	70 E SHARP ST
City	HILLSDALE
State	MI
Zip	49242-2052
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD1
Legal Description	COM NE COR LOT 18 TH W 20 FT 1 IN FOR POB TH S 115.5 FT TH W 38 FT M/L TO W LN SD LOT 18 TH N 49.5 FT TO SE COR LOT 1 TH W 37
Legal Range	03W
Legal Township	06S
Legal Section	26
Legal Subdivision	FERRIS ADDN
Legal Lot Number	18,1
Jurisdiction	HILLSDALE MI
Township / Civil Division	HILLSDALE
Census Block Group	1
Census Block	1010
Census Tract	50800

Owner

Source: Hillsdale County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	70 E SHARP ST, HILLSDALE, MI 49242-2052
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 5, 2023	Deed of Trust, Mortgage · Line of Credit JACKSON FLAGSTAR CENTRE OFFICE
May 30, 2018	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
May 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 25, 2016 · Amount on Record
Deed Sale	Apr 25, 2016 · Amount on Record
Prior Sale	Sep 16, 2011 · Amount on Record
Deed Book / Page	1620 / 861
Record Updated	Sep 20, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSDALE MI
Property Address	70 E SHARP ST, HILLSDALE, MI 49242-2052
Transaction Type	Mortgage
Record Updated	Oct 5, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	70 E SHARP ST, HILLSDALE, MI 49242-2052

Mortgage

Document Number	001857/357
Date	Sep 5, 2023
Book Page	1857/357

Lender

Name	JACKSON FLAGSTAR CENTRE OFFICE
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSDALE MI
Property Address	70 E SHARP ST, HILLSDALE, MI 49242-2052
Transaction Type	Mortgage
Record Updated	Jun 22, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1691/0666
Date	May 30, 2018
Book Page	1691/0666

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2033

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSDALE MI
Property Address	70 E SHARP ST, HILLSDALE, MI 49242-2052
Transaction Type	Mortgage
Record Updated	Jun 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1795/568
Date	May 14, 2021
Book Page	1795/568

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 1, 2036

Tax Assessment & Valuation

Source: Hillsdale County assessment roll, as of August 4, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Hillsdale County
Municipality	Hillsdale City
Unified School District	Hillsdale Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,872.00 (+18.18%) Homeowner's exemption	$64,600 (+40.13%)	$126,249 (+41.34%) Land $55,587 Building $70,662
2023		$46,100	$89,322 Land $8,300 Building $81,022
2021	$1,584.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HILLSDALE serves 8,163 people · EPA ID MI0003170
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2022 Total trihalomethanes resolved · Apr 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 480 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: ACD.net, DMCI Broadband.

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