36 E Sharp St, Hillsdale, MI 49242 Property Records

Hillsdale County property record for 36 E Sharp St, Hillsdale, MI 49242

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 888 sqft · built 1900
Lot Size	0.255 acres (11,108 sqft)
Owner	2 Individual Names on Record
Last Sale	$199,900 (Oct 2022)
Tax Bill	$1,981 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Feb 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`006-327-480-03`

Property Details

APN / Parcel Number

Primary APN	`006-327-480-03`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	888 sqft Living Area
Gross Area	1,548 sqft
1st Floor Area	1,559 sqft
Basement Area	692 sqft
Unfinished Basement	792 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Aluminum/Vinyl
Lot Area	11,108 sqft (0.255 acres)
Lot Dimensions	188 ft deep x 59 ft wide

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	36 E SHARP ST
City	HILLSDALE
State	MI
Zip	49242-2047
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD1
Legal Description	COM INT S LN SHARP ST WITH E LN MANNING ST TH E 125 FT FOR POB TH S 188.17 FT TH E 59 FT TH N 188.17 FT TO SD S LN SHARP ST T
Legal Range	03W
Legal Township	06S
Legal Section	27
Legal Subdivision	COOKS ADD
Legal Lot Number	A
Jurisdiction	HILLSDALE MI
Township / Civil Division	HILLSDALE
Census Block Group	1
Census Block	1009
Census Tract	50800

Owner

Source: Hillsdale County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	36 E SHARP ST, HILLSDALE, MI 49242-2047
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2022	Deed of Trust, Mortgage · ARM CENTURY BANK & TRUST
Feb 19, 2021	Deed of Trust, Mortgage · Line of Credit CENTURY BANK & TRUST
Oct 4, 2022	Warranty Deed, Transfer · VA Mortgage MORTGAGE 1 INC
Oct 26, 2020	Quit Claim Deed, Transfer · Line of Credit CENTURY BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 4, 2022 · Amount on Record
Deed Sale	Oct 4, 2022 · Amount on Record
Prior Sale	Sep 27, 1999
Deed Document Number	2022594079
Deed Book / Page	1836 / 528
Prior Transfer Date	Sep 30, 2020
Prior Transfer Doc	001777/117
Record Updated	Sep 20, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSDALE MI
Property Address	36 E SHARP ST, HILLSDALE, MI 49242-2047
Transaction Type	Mortgage
Record Updated	May 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	36 E SHARP ST, HILLSDALE, MI 49242-2047

Mortgage

Document Number	001820/155
Date	Feb 25, 2022
Book Page	1820/155

Lender

Name	CENTURY BANK & TRUST
Type	Bank
Address	COLDWATER, MI 49036

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Mar 1, 2027
Change Frequency	Annually
Min Rate At Change	3.37%
Max Rate At Change	4.75%
Index	12-Month MTA
Max Rate	9.75%

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSDALE MI
Property Address	36 E SHARP ST, HILLSDALE, MI 49242-2047
Transaction Type	Mortgage
Record Updated	May 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001787/279
Date	Feb 19, 2021
Book Page	1787/279

Lender

Name	CENTURY BANK & TRUST
Type	Bank
Address	READING, MI 49274

Agreement

Type	Line of Credit
Amount	Amount Recorded

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSDALE MI
Recording Date	Oct 4, 2022
Property Address	36 E SHARP ST, HILLSDALE, MI 49242-2047
Document Number	001836/528
Book / Page	1836 / 528
Map Reference	LB 61 PG 105
Instrument Date	Oct 3, 2022
Transaction Type	Transfer
Record Updated	May 1, 2023
Title Company	NOT AVAILABLE, MIDSTATE TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,500.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	36 E SHARP ST, HILLSDALE, MI 49242-2047

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1510 S ALLEN RD S, ALLEN, MI 49227-9520

Mortgage

Document Number	0018360529
Date	Oct 4, 2022
Instrument	1836-0529

Lender

Name	MORTGAGE 1 INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HILLSDALE MI
Recording Date	Oct 26, 2020
Property Address	36 E SHARP ST, HILLSDALE, MI 49242-2047
Document Number	001777/117
Book / Page	1777 / 117
Instrument Date	Sep 30, 2020
Transaction Type	Transfer
Record Updated	May 1, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	33 MCCOLLUM ST STE 205, 205, HILLSDALE, MI 49242-1688

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	37 WALDRON ST, HILLSDALE, MI 49242-1832

Mortgage

Document Number	0000177748
Date	Oct 26, 2020
Instrument	1777/48

Lender

Name	CENTURY BANK & TRUST CO
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Index	6-Month T-Bill

Tax Assessment & Valuation

Source: Hillsdale County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Hillsdale County
Municipality	Hillsdale City
Unified School District	Hillsdale Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$98,400 (+126.21%)	$196,721 (+125.88%) Land $66,471 Building $130,250
2025	$1,981.00 (+15.92%)
2023		$43,500	$87,092 Land $9,478 Building $77,614
2021	$1,709.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HILLSDALE serves 8,163 people · EPA ID MI0003170
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2022 Total trihalomethanes resolved · Apr 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 480 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: ACD.net, DMCI Broadband.

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