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70 Cloveridge Dr, Troy, MI 48084 Property Records

Oakland County property record for 70 Cloveridge Dr, Troy, MI 48084

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 2,573 sqft · built 2013
Lot Size0.2 acres (8,712 sqft)
Owner2 Individual Names on File
Last Sale$595,000 (Nov 2023)
Tax Bill$7,657 (2025)
Deeds & MortgagesJan 2026 Mortgage
Nov 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN88-20-28-476-043

Property Details

APN / Parcel Number

Primary APN88-20-28-476-043

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures11 Plumbing Fixtures
Total Rooms11 Rooms
Stories2 Stories
Building Area2,573 sqft Living Area
1st Floor Area1,239 sqft
Basement Area500 sqft
Finished Basement500 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2013
Effective Year BuiltEffective 2013
Architectural StyleColonial
Exterior MaterialBrick
Construction TypeBrick
Foundation TypeRaised
Roof TypeGable
Lot Area8,712 sqft (0.2 acres)
Lot Dimensions140 ft deep x 62 ft wide
Garage Area465 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area24 sqft
Deck Area48 sqft
Patio Area48 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address70 CLOVERIDGE DR
CityTROY
StateMI
Zip48084-5411
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionT2N, R11E, SEC 28 CLOVER RIDGE SUB W 1/2 OF LOT 23 6-15-94 FR 028
Legal Range11E
Legal Township2N
Legal Section28
Legal SubdivisionCLOVER RIDGE SUB
Legal Lot Number6,23
JurisdictionOAKLAND MI
Township / Civil DivisionTROY
Census Block Group2
Census Block2010
Census Tract197600

Owner

70 Cloveridge Dr is owned and occupied by two individuals who acquired it in December 2025.

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address70 CLOVERIDGE DR, TROY, MI 48084-5411
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Jan 7, 2026Intrafamily Transfer, Transfer · Stand-Alone First Mortgage
2004-0000319 LLC
Nov 1, 2023Warranty Deed, Transfer
GUIDANCE RESIDENTIAL LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 1, 2023 · Amount on File
Deed SaleNov 1, 2023 · Amount on File
Prior SaleJun 11, 2014 · Amount on File
Deed Document Number2023119395
Deed Book / Page58978 / 167
Last Transfer DateDec 26, 2025
Transfer Doc20260003303
Record UpdatedOct 29, 2026

January 2026: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOAKLAND MI
Recording DateJan 7, 2026
Property Address70 CLOVERIDGE DR, TROY, MI 48084-5411
Document Number20260003303
Book / Page60856 / 524
Map ReferenceLB 12 PG 38
Instrument DateDec 26, 2025
Instrument20260003303
Transaction TypeTransfer
Record UpdatedJan 26, 2026

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address70 CLOVERIDGE DR, TROY, MI 48084-5411

Transferred To (Grantee/Buyer)

NameVerified Name
Address70 CLOVERIDGE DR, TROY, MI 48084-5411

Mortgage

Document Number0060856526
DateJan 7, 2026
Instrument60856/526
Lender
Name2004-0000319 LLC
TypeNon-Lending Institution
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record
Term240 Months
DueJan 1, 2046

November 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateNov 1, 2023
Property Address70 CLOVERIDGE DR, TROY, MI 48084-5411
Document Number0000119395
Book / Page58978 / 167
Map ReferenceLB 12 PG 38
Instrument DateOct 27, 2023
Instrument119395
Transaction TypeTransfer
Record UpdatedNov 10, 2023
Title CompanyATA NATIONAL TITLE GROUP LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,462.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address653 SEABURY DR, WORTHINGTON, OH 43085-3557

Transferred To (Grantee/Buyer)

NameVerified Name
Address1818 DORCHESTER DR N, TROY, MI 48084-8313

Mortgage

Document Number0000119222
DateOct 31, 2023
Book Page58977/63
Instrument119222
Lender
NameGUIDANCE RESIDENTIAL LLC
TypeMortgage Company
AddressRESTON, VA 20190
Agreement
AmountAmount on Record
Term361 Months
DueNov 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 70 Cloveridge Dr was $7,657 with a homeowner's exemption.

Source: Oakland County assessment roll, as of February 4, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityTroy City
Unified School DistrictTroy School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,657.00
2023$434,800
2022$6,780.00$217,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 70 Cloveridge Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 70 Cloveridge Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTROY
serves 85,854 people · EPA ID MI0006690
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 533 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless · DSL in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
WOW Internet, Cable & Phone
Cable		1,200 / 50
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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