Oakland County property record for 32 Cloveridge Dr, Troy, MI 48084
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,150 sqft · built 1916 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $425,000 (Aug 2019) |
| Tax Bill | $6,947 (2025) |
| Deeds & Mortgages | Jun 2020 Mortgage Aug 2019 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 88-20-28-476-037 |
| Primary APN | 88-20-28-476-037 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,150 sqft Living Area |
| Year Built | Built 1916 |
|---|---|
| Effective Year Built | Effective 1916 |
| Architectural Style | Bungalow |
| Exterior Material | Wood |
| Foundation Type | No Foundation |
| Lot Area | 9,148 sqft (0.21 acres) |
| Lot Dimensions | 140 ft deep x 65 ft wide |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 32 CLOVERIDGE DR |
|---|---|
| City | TROY |
| State | MI |
| Zip | 48084-5411 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | T2N, R11E, SEC 28 CLOVER RIDGE SUB LOT 24 EXC W 60 FT |
| Legal Range | 11E |
| Legal Township | 2N |
| Legal Section | 28 |
| Legal Subdivision | CLOVER RIDGE SUB |
| Legal Lot Number | 24 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | TROY |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 197600 |
Source: Oakland County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 32 CLOVERIDGE DR, TROY, MI 48084-5411 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 8, 2020 | Deed of Trust, Mortgage · Conventional Mortgage STAUNTON FINANCIAL INC |
| Aug 8, 2019 | Warranty Deed, Transfer INTERSTATE TITLE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 8, 2019 · Amount on Record |
| Deed Sale | Aug 8, 2019 · Amount on Record |
| Deed Document Number | 2019127498 |
| Deed Book / Page | 53117 / 477 |
| Prior Transfer Date | Jun 24, 2009 |
| Prior Transfer Doc | 0000184172 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 32 CLOVERIDGE DR, TROY, MI 48084-5411 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000110144 |
|---|---|
| Date | Jun 8, 2020 |
| Book Page | 54320/346 |
| Instrument | 110144 |
| Name | STAUNTON FINANCIAL INC |
|---|---|
| Type | Non-Lending Institution |
| Address | SOUTHFIELD, MI 48075 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 1, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Aug 8, 2019 |
| Property Address | 32 CLOVERIDGE DR, TROY, MI 48084-5411 |
| Document Number | 0000127498 |
| Book / Page | 53117 / 00477 |
| Map Reference | LB 12 PG 38 |
| Instrument Date | Jul 30, 2019 |
| Instrument | 127498 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2021 |
| Title Company | INTERSTATE TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $3,655.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 32 CLOVERIDGE DR, TROY, MI 48084-5411 |
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| Municipality | Troy City |
| Unified School District | Troy School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,947.00 (-8.54%) | ||
| 2023 | $465,980 | ||
| 2022 | $7,596.00 | $232,990 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TROY serves 85,854 people · EPA ID MI0006690 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 533 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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