70 Cardinal Ln, Clyde, NC 28721 Property Records

Haywood County property record for 70 Cardinal Ln, Clyde, NC 28721

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,056 sqft · built 2006
Lot Size	3.59 acres (156,685 sqft)
Owner	Individual Name on Record
Last Sale	$210,000 (Sep 2023)
Tax Bill	$991 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Jan 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8722-31-2551`

Property Details

APN / Parcel Number

Primary APN	`8722-31-2551`
Alternative APNs	`256370` `280183`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,056 sqft Heated Area
Gross Area	1,088 sqft
1st Floor Area	1,056 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Conventional
Exterior Material	Wood Siding
Lot Area	156,685 sqft (3.59 acres)
Porch	Slab

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	280183
Street Address	70 CARDINAL LN
City	CLYDE
State	NC
Zip	28721-0400
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	70 CARDINAL LN #2
Legal Unit	2
Jurisdiction	HAYWOOD NC
Township / Civil Division	FINES CREEK
Census Block Group	1
Census Block	1045
Census Tract	920102

Owner

Source: Haywood County records, as of July 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	70 CARDINAL LN, CLYDE, NC 28721-0400
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2023	Warranty Deed, Transfer · Conventional Mortgage HOWARD HANNA MORTGAGE SERVICES INC
Jan 9, 2019	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 25, 2023 · Amount on Record
Deed Sale	Sep 25, 2023 · Amount on Record
Prior Sale	Jan 9, 2019 · Amount on Record
Deed Document Number	20238294
Deed Book / Page	1095 / 26
Record Updated	Oct 29, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAYWOOD NC
Recording Date	Sep 25, 2023
Property Address	70 CARDINAL LN, CLYDE, NC 28721-0400
Document Number	0010950026
Book / Page	1095 / 26
Map Reference	DR 1149191A
Instrument Date	Sep 20, 2023
Instrument	2023008294
Transaction Type	Transfer
Record Updated	Oct 16, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$420.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	134 WHITMAN CIR, MOORESVILLE, NC 28115-7969

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	70 CARDINAL LN, CLYDE, NC 28721-0400

Mortgage

Document Number	2023008295
Date	Sep 25, 2023
Instrument	2023008295

Lender

Name	HOWARD HANNA MORTGAGE SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

Mortgage

Document Number	0010950047
Date	Sep 25, 2023
Book Page	1095/47
Instrument	2023008296

Lender

Name	NORTH CAROLINA HOUSING FINANCE AGENCY
Type	Government Agency
Address	RALEIGH, NC 27611

Agreement

Amount	Amount Recorded

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAYWOOD NC
Recording Date	Jan 9, 2019
Property Address	70 CARDINAL LN, CLYDE, NC 28721-0400
Document Number	0009660462
Book / Page	000966 / 000462
Instrument Date	Jan 9, 2019
Instrument	211
Transaction Type	Transfer
Record Updated	Jan 23, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$234.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	70 CARDINAL LN CLYDE NC 28721, CLYDE, NC 28721

Mortgage

Document Number	9660465
Date	Jan 9, 2019
Book Page	000966/000465
Instrument	212

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 8, 2049

Tax Assessment & Valuation

Source: Haywood County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Haywood County
Unified School District	Haywood County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$130,100 (-) Land $32,600 Building $97,500
2025	$991.00	$130,100 (+2.2%) Land $32,600 Building $97,500	$130,100 (+2.2%) Land $32,600 Building $97,500
2023		$127,300 Land $32,600 Building $94,700	$127,300 (-) Land $32,600 Building $94,700
2021			$127,300 Land $32,600 Building $94,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	6 (2003–2024)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 79% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

May also be available: Skyrunner.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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