16 Cardinal Ln, Clyde, NC 28721 Property Records

Haywood County property record for 16 Cardinal Ln, Clyde, NC 28721

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 816 sqft · built 2000
Lot Size	0.759 acres (33,062 sqft)
Owner	2 Individual Names on Record
Last Sale	$113,000 (May 2020)
Tax Bill	$849 (2025)
Deeds & Mortgages	May 2020 Transfer May 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8722-31-5228`

Property Details

APN / Parcel Number

Primary APN	`8722-31-5228`
Alternative APN	`261703`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	816 sqft Heated Area
Gross Area	1,056 sqft
1st Floor Area	816 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Conventional
Exterior Material	Wood Siding
Roof Material	Asphalt
Lot Area	33,062 sqft (0.759 acres)

Utilities, Heating & Cooling

Cooling System	Partial
Heating System	Electric
Sewer	Septic

Location & Zoning

Account Number	261703
Street Address	16 CARDINAL LN
City	CLYDE
State	NC
Zip	28721-0400
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	16 CARDINAL LN #1
Legal Subdivision	HAYWOOD COUNTRY REGISTRY
Legal Unit	1
Jurisdiction	HAYWOOD NC
Township / Civil Division	FINES CREEK
Census Block Group	1
Census Block	1045
Census Tract	920102

Owner

Source: Haywood County records, as of October 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	16 CARDINAL LN, CLYDE, NC 28721-0400
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 1, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
May 1, 2020	Warranty Deed, Transfer · Conventional Mortgage ENVOY MORTGAGE LTD
Jul 27, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 1, 2020 · Amount on Record
Deed Sale	May 1, 2020 · Amount on Record
Prior Sale	May 18, 2016 · Amount on Record
Deed Document Number	20203940
Deed Book / Page	996 / 1562
Prior Transfer Date	Apr 1, 2020
Prior Transfer Doc	0009961559
Record Updated	Oct 29, 2026

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAYWOOD NC
Recording Date	May 1, 2020
Property Address	16 CARDINAL LN, CLYDE, NC 28721-0400
Document Number	0009961559
Book / Page	000996 / 001559
Instrument Date	Apr 1, 2020
Instrument	3939
Transaction Type	Transfer
Record Updated	May 12, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	91 BRICKTON VILLAGE CIR #202 MILLS RIVER NC 287320250, 202, MILLS RIVER, NC 28732-0250

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAYWOOD NC
Recording Date	May 1, 2020
Property Address	16 CARDINAL LN, CLYDE, NC 28721-0400
Document Number	0009961562
Book / Page	996 / 1562
Map Reference	CAB C SL 1493
Instrument Date	Apr 1, 2020
Instrument	2020003940
Transaction Type	Transfer
Record Updated	May 3, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$226.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	91 BRICKTON VILLAGE CIR UNIT 202, 91, FLETCHER, NC 28732-0250

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 CARDINAL LN, CLYDE, NC 28721-0400

Mortgage

Document Number	0009961565
Date	May 1, 2020
Instrument	996/1565

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2050

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAYWOOD NC
Recording Date	Jul 27, 2018
Property Address	16 CARDINAL LN, CLYDE, NC 28721-0400
Document Number	0009560794
Book / Page	000956 / 000794
Instrument Date	Jun 9, 2018
Instrument	6587
Transaction Type	Transfer
Record Updated	Aug 15, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	91 BRICKTON VILLAGE CIR #202 FLETCHER NC 287320250, 202, FLETCHER, NC 28732-0250

Tax Assessment & Valuation

Source: Haywood County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Haywood County
Unified School District	Haywood County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$107,900 (-) Land $19,300 Building $88,600
2025	$849.00	$107,900 (+0.47%) Land $19,300 Building $88,600	$107,900 (+0.47%) Land $19,300 Building $88,600
2023		$107,400 Land $19,300 Building $88,100	$107,400 (-) Land $19,300 Building $88,100
2021			$107,400 Land $19,300 Building $88,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	6 (2003–2024)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 79% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

May also be available: Skyrunner.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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