70 Baker Ave, Concord, MA 01742 Property Records

Middlesex County and Concord Town property record for 70 Baker Ave, Concord, MA 01742

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,920 sqft · built 1976
Lot Size	0.459 acres (20,000 sqft)
Owner	Company Name on File
Last Sale	$799,900 (Jul 2026)
Tax Bill	$14,666 (2026)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Nov 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`M:00008E B:03797-00019`

Property Details

APN / Parcel Number

Primary APN	`M:00008E B:03797-00019`
Alternative APNs	`CONC M:8E B:3797 L:19` `1517`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,920 sqft Living Area
Gross Area	3,507 sqft
Basement Area	702 sqft
Unfinished Basement	702 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1980
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,000 sqft (0.459 acres)
Garage Type	Basement

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	1517
Street Address	70 BAKER AVE
City	CONCORD
State	MA
Zip	01742-2203
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	B
Legal Block	3797
Legal Lot Number	19
Jurisdiction	CONCORD MA
Township / Civil Division	CONCORD
Census Block Group	2
Census Block	2006
Census Tract	361100

Owner

70 Baker Ave is owned by a company that bought it in July 2026.

Source: Middlesex County and Concord Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	70 BAKER AVE, CONCORD, MA 01742-2203
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2026	Quit Claim Deed, Transfer · Stand-Alone First Mortgage RFLF 5 LLC
Nov 18, 2019	Deed of Trust, Mortgage · FHA Mortgage FINANCE AMERICA
May 18, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 8, 2026 · Amount on File
Deed Sale	Jul 8, 2026 · Amount on File
Prior Sale	May 18, 2017
Deed Document Number	202683401
Deed Book / Page	85845 / 588
Prior Transfer Date	Jul 2, 2026
Prior Transfer Doc	0000083401
Record Updated	Oct 29, 2026

July 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONCORD MA
Recording Date	Jul 8, 2026
Property Address	70 BAKER AVE, CONCORD, MA 01742-2203
Document Number	0000083401
Book / Page	85845 / 588
Instrument Date	Jul 2, 2026
Instrument	202683401
Transaction Type	Transfer
Record Updated	Jul 29, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Date	Jul 8, 2026

Lender

Name	RFLF 5 LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Rate	6.53%
Max Rate	-1%

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONCORD MA
Property Address	70 BAKER AVE, CONCORD, MA 01742-2203
Document Number	73704-1
Instrument Date	Nov 18, 2019
Transaction Type	Mortgage
Record Updated	Dec 10, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	70 BAKER AVE CONCORD MA 017422203, CONCORD, MA 01742-2203

Mortgage

Document Number	73704-1
Date	Nov 22, 2019
Book Page	073704/000001
Instrument	4619

Lender

Name	FINANCE AMERICA
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	912 Months
Due	Nov 21, 2095

Interest

Rate Type	Adjustable Rate

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONCORD MA
Recording Date	May 18, 2017
Property Address	70 BAKER AVE, CONCORD, MA 01742-2203
Document Number	69296-484
Book / Page	069296 / 000484
Instrument Date	May 17, 2017
Instrument	73441
Transaction Type	Transfer
Record Updated	Jun 9, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	70 BAKER AVE CONCORD MA 017422203, CONCORD, MA 01742-2203

Tax Assessment & Valuation

The 2026 property tax bill for 70 Baker Ave was $14,666, up 10,155.9% from the year before.

Source: Middlesex County and Concord Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Concord Town
Elementary School District	Concord School District (PK - 08)
Secondary School District	Concord-Carlisle School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$14,666.00 (+10,155.94%)	$1,123,800 (+4%) Land $661,600 Building $462,200	$791,605 (-39.95%)
2025	$143.00 (-98.96%)	$1,080,600 (+3.58%) Land $630,000 Building $450,600	$1,318,220
2024	$13,699.00	$1,043,300 Land $630,000 Building $413,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 70 Baker Ave in Zone X, an area of minimal flood risk, though there have been 16 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	16 (1979–2010)
Claims Outside the SFHA	2 of 16
Most Recent Claim	Mar 2010 · Severe Storms And Flooding
Claims by Event	Extreme Weather Conditons And Flooding, Oct 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 70 Baker Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONCORD WATER DEPT serves 18,788 people · EPA ID MA3067000
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	5 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Bromate resolved · Jul 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Concord Light Broadband Fiber	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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