65 Baker Ave, Concord, MA 01742 Property Records

Middlesex County and Concord Town property record for 65 Baker Ave, Concord, MA 01742

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,481 sqft · built 1974
Lot Size	0.459 acres (20,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$872,000 (Aug 2006)
Tax Bill	$19,237 (2026)
Deeds & Mortgages	Nov 2022 Refinance Nov 2019 Refinance
Flood Zone	Zone X (minimal risk)
APN	`M:00008E B:03803-00004`

Property Details

APN / Parcel Number

Primary APN	`M:00008E B:03803-00004`
Alternative APNs	`CONC M:8E B:3803 L:4` `1532`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,481 sqft Living Area
Gross Area	4,710 sqft
Basement Area	1,293 sqft
Unfinished Basement	1,293 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1980
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,000 sqft (0.459 acres)
Garage Type	Basement

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	1532
Street Address	65 BAKER AVE
City	CONCORD
State	MA
Zip	01742-2205
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	B
Legal Subdivision	CONCORD
Legal Block	3803
Legal Lot Number	4
Jurisdiction	CONCORD MA
Township / Civil Division	CONCORD
Census Block Group	2
Census Block	2009
Census Tract	361100

Owner

Source: Middlesex County and Concord Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	65 BAKER AVE, CONCORD, MA 01742-2205
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 25, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance BAYCOAST BANK
Nov 12, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance SOUTH SHORE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 3, 2006 · Amount on Record
Deed Sale	Aug 3, 2006 · Amount on Record
Prior Sale	Apr 30, 1991 · Amount on Record
Deed Document Number	2006147742
Deed Book / Page	47934 / 168
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONCORD MA
Property Address	65 BAKER AVE, CONCORD, MA 01742-2205
Transaction Type	Mortgage
Record Updated	Dec 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0080987-11
Date	Nov 25, 2022
Book Page	80987/11
Instrument	173126

Lender

Name	BAYCOAST BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Dec 1, 2042

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONCORD MA
Property Address	65 BAKER AVE, CONCORD, MA 01742-2205
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	73628-569
Date	Nov 12, 2019
Book Page	73628/569
Instrument	176061

Lender

Name	SOUTH SHORE BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2034

Tax Assessment & Valuation

Source: Middlesex County and Concord Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Concord Town
Elementary School District	Concord School District (PK - 08)
Secondary School District	Concord-Carlisle School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$19,237.00 (+10,412.02%)	$1,474,100 (+6.67%) Land $661,600 Building $812,500	$1,631,768 (+16.62%)
2025	$183.00 (-98.99%)	$1,381,900 (-) Land $630,000 Building $751,900	$1,399,255
2024	$18,144.00 (+8.61%)	$1,381,900 (+7.21%) Land $630,000 Building $751,900
2023	$16,705.00	$1,289,000 Land $572,800 Building $716,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	16 (1979–2010)
Claims Outside the SFHA	2 of 16
Most Recent Claim	Mar 2010 · Severe Storms And Flooding
Claims by Event	Extreme Weather Conditons And Flooding, Oct 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONCORD WATER DEPT serves 18,788 people · EPA ID MA3067000
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	5 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Bromate resolved · Jul 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Concord Light Broadband Fiber	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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