7 Witham St, Lynnfield, MA 01940 Property Records

Essex County and Lynnfield Town property record for 7 Witham St, Lynnfield, MA 01940

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 4,645 sqft · built 1953
Lot Size	0.349 acres (15,194 sqft)
Owner	2 Individual Names on File
Last Sale	$502,500 (Jul 2012)
Tax Bill	$12,295 (2026)
Deeds & Mortgages	Oct 2021 Refinance Oct 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`LYNF M:0052 B:0000 L:0752`

Property Details

APN / Parcel Number

Primary APN	`LYNF M:0052 B:0000 L:0752`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	4,645 sqft Living Area
Gross Area	6,473 sqft
Basement Area	1,968 sqft
Unfinished Basement	866 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,194 sqft (0.349 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	7 WITHAM ST
City	LYNNFIELD
State	MA
Zip	01940-1538
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Subdivision	LYNNFIELD
Legal Lot Number	752
Jurisdiction	LYNNFIELD MA
Township / Civil Division	LYNNFIELD
Census Block Group	2
Census Block	2004
Census Tract	209100

Owner

7 Witham St is owned and occupied by two individuals who bought it in July 2012.

Source: Essex County and Lynnfield Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7 WITHAM ST, LYNNFIELD, MA 01940-1538
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CONTOUR MORTGAGE CORP
Oct 29, 2020	Deed of Trust, Mortgage · Line of Credit EASTERN BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 10, 2012 · Amount on File
Deed Sale	Jul 10, 2012 · Amount on File
Prior Sale	Aug 8, 2007 · Amount on File
Deed Book / Page	31506 / 428
Transfer Doc	031506-428
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNNFIELD MA
Property Address	7 WITHAM ST, LYNNFIELD, MA 01940-1538
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	040362-596
Date	Oct 8, 2021
Book Page	40362/596
Instrument	20211008003220

Lender

Name	CONTOUR MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2036

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNNFIELD MA
Property Address	7 WITHAM ST, LYNNFIELD, MA 01940-1538
Transaction Type	Mortgage
Record Updated	Mar 4, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	39114-347
Date	Oct 29, 2020
Book Page	39114/347
Instrument	20201029000090

Lender

Name	EASTERN BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 7 Witham St was $12,295, up 9.5% from the year before.

Source: Essex County and Lynnfield Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Lynnfield Town
Unified School District	Lynnfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$12,295.00 (+9.5%)	$1,072,900 (+0.9%) Land $491,400 Building $580,100	$882,024 (-12.89%)
2025	$11,228.00 (+10.51%)	$1,063,300 (+9.99%) Land $487,000 Building $576,300	$1,012,510
2024	$10,160.00 (+2.03%)	$966,700 (+9.7%) Land $442,700 Building $524,000
2023	$9,958.00	$881,200 Land $420,000 Building $461,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7 Witham St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 7 Witham St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNNFIELD WATER DIST. (MWRA) serves 4,820 people · EPA ID MA3164001
Water Source	Purchased surface water from MWRA
Last State Inspection	Jun 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: T-Mobile.

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