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7 Willow St, Gardner, MA 01440 Property Records

Worcester County and Gardner City property record for 7 Willow St, Gardner, MA 01440 · Last verified July 2026

Property Summary

Property TypeApartments (5+ Units)
Details9 bd · 9 ba · 4,304 sqft · built 1900
Lot Size0.22 acres (9,592 sqft)
OwnerCompany Name on File
Last Sale$1,000,000 (Mar 2017)
Tax Bill$91 (2025)
Deeds & MortgagesSep 2017 Mortgage
Sep 2017 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNM:O-22 B:0003 L:0074

Property Details

APN / Parcel Number

Primary APNM:O-22 B:0003 L:0074
Alternative APN
  • GARD M:M22 B:15 L:74

Interior

Bedrooms9 Beds
Full Baths9 Baths
Total Rooms24 Rooms
Units9 Units
Stories3 Stories
Building Area4,304 sqft Living Area
Gross Area6,746 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleCondo/Apartment
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialSlate
Lot Area9,592 sqft (0.22 acres)

Utilities, Heating & Cooling

Heating FuelGas

Location & Zoning

Street Address7 WILLOW ST
CityGARDNER
StateMA
Zip01440-2962
Property CategoryResidential
Property TypeResidential > Multi-Unit > Apartments (5+ Units)
Legal Block15
Legal Lot Number74
JurisdictionGARDNER MA
Township / Civil DivisionGARDNER
Census Block Group3
Census Block3010
Census Tract707300

Owner

Source: Worcester County and Gardner City records · APN M:O-22 B:0003 L:0074

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing AddressPO BOX 1164, BURLINGTON, MA 01803-6164
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Sep 08, 2017Quit Claim Deed, Mortgage
JEANNE D'ARC CU
Sep 08, 2017Quit Claim Deed, Transfer
JEANNE D'ARC CU
Mar 03, 2017Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 03, 2017 · Amount on Record
Deed SaleMar 03, 2017 · Amount on Record
Prior SaleMar 23, 2010 · Amount on Record
Deed Book / Page56810 / 91
Transfer Doc0000111188
Record UpdatedSep 20, 2026

September 2017: Quit Claim Deed, Mortgage

Document TypeQuit Claim Deed
JurisdictionGARDNER MA
Recording DateSep 08, 2017
Property Address7 WILLOW ST, GARDNER, MA 01440-2962
Document Number0000111188
Instrument DateSep 07, 2017
Instrument111188
Transaction TypeMortgage
Record UpdatedSep 27, 2017

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address14 LONGMEADOW RD CHELMSFORD MA 018242026, CHELMSFORD, MA 01824-2026

Mortgage

Document Number111189
DateSep 08, 2017
Instrument111189
Lender
NameJEANNE D'ARC CU
TypeCredit Union
Agreement
AmountAmount Recorded
Term180 Months
DueSep 07, 2032

September 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionGARDNER MA
Recording DateSep 08, 2017
Property Address7 WILLOW ST, GARDNER, MA 01440-2962
Document Number57705-175
Book / Page057705 / 000175
Instrument DateSep 07, 2017
Instrument98987
Transaction TypeTransfer
Record UpdatedSep 27, 2017

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address14 LONGMEADOW RD CHELMSFORD MA 018242026, CHELMSFORD, MA 01824-2026

Mortgage

Document Number57705-180
DateSep 08, 2017
Book Page057705/000180
Instrument98988
Lender
NameJEANNE D'ARC CU
TypeCredit Union
Agreement
AmountAmount Recorded

Mortgage

Document Number57705-208,
DateSep 08, 2017
Book Page057705/000208
Instrument98990
Lender
NameJEANNE D'ARC CU
TypeCredit Union
Agreement
AmountAmount Recorded

March 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionGARDNER MA
Recording DateMar 03, 2017
Property Address7 WILLOW ST, GARDNER, MA 01440-2962
Document Number56810-91
Book / Page056810 / 000091
Instrument DateJan 31, 2017
Instrument22417
Transaction TypeTransfer
Record UpdatedMar 21, 2017

Transaction

AmountAmount Recorded
Tax$4,560.00
Amount AccuracyConfirmed
Additional
  • Quitclaim
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address14 LONGMEADOW RD CHELMSFORD MA 018242026, CHELMSFORD, MA 01824-2026

Tax Assessment & Valuation

Source: Worcester County and Gardner City records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyWorcester County
MunicipalityGardner City
Unified School DistrictGardner School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed Value
2025$91.00 (-98.65%)$636,100 (+41.26%) Land $180,000 Building $456,100
2024$6,750.00 (-9.13%)$450,300 (-2.21%) Land $180,000 Building $270,300
2023$7,428.00$460,500 Land $162,000 Building $298,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Worcester County (25027C), updated November 30, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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