15 Willow St, Gardner, MA 01440 Property Records

Worcester County and Gardner City property record for 15 Willow St, Gardner, MA 01440

Property Summary

Property Type	Auto Repair, Garage
Details	2 ba · 1,750 sqft · built 1910
Lot Size	0.119 acres (5,192 sqft)
Owner	Individual Name on File
Last Sale	$13,000 (May 2004)
Tax Bill	$19 (2025)
Flood Zone	Zone X (minimal risk)
APN	`M:O-22 B:0001 L:0072`

Property Details

APN / Parcel Number

Primary APN	`M:O-22 B:0001 L:0072`
Alternative APN	`GARD M:M22 B:15 L:72`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,750 sqft Total Area
Gross Area	3,555 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Exterior Material	Combination
Construction Type	Masonry / Concrete Block
Roof Type	Flat
Roof Material	Other
Lot Area	5,192 sqft (0.119 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Street Address	15 WILLOW ST
City	GARDNER
State	MA
Zip	01440-2935
Property Category	Commercial
Property Type	Commercial > Retail > Auto Repair, Garage
Legal Block	15
Legal Lot Number	72
Jurisdiction	GARDNER MA
Township / Civil Division	GARDNER
Census Block Group	3
Census Block	3010
Census Tract	707300

Owner

Source: Worcester County and Gardner City records · APN M:O-22 B:0001 L:0072

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX 856, GARDNER, MA 01440-0856
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 17, 2004 · Amount on Record
Deed Sale	May 17, 2004 · Amount on Record
Deed Document Number	200486616
Deed Book / Page	33624 / 220
Record Updated	Jun 08, 2026

Tax Assessment & Valuation

Source: Worcester County and Gardner City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Gardner City
Unified School District	Gardner School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$19.00 (-99.04%)	$136,200 (+2.71%) Land $47,800 Building $88,400
2024	$1,988.00 (-4.38%)	$132,600 (+2.87%) Land $47,200 Building $85,400
2023	$2,079.00	$128,900 Land $45,500 Building $83,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of November 30, 2025 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Gateway Fiber Holdings Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 446 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	GARDNER WATER DEPARTMENT serves 21,381 people
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.