7 Willis St, Cambridge, MD 21613 Property Records

Dorchester County property record for 7 Willis St, Cambridge, MD 21613

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,422 sqft · built 1916
Lot Size	0.073 acres (3,188 sqft)
Owner	Individual Name on Record
Last Sale	$230,000 (Mar 2021)
Tax Bill	$4,588 (2025)
Deeds & Mortgages	Mar 2021 Sale Feb 2017 Mortgage
Flood Zone	Zone AE (high risk)
APN	`07-138784`

Property Details

APN / Parcel Number

Primary APN	`07-138784`
Alternative APNs	`7138784` `138784`

Interior

Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,422 sqft Total Area
Attic	Attic
Attic Area	327 sqft

Exterior

Year Built	Built 1916
Effective Year Built	Effective 1916
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	3,188 sqft (0.073 acres)
View / Lot	Waterfront
Porch	Slab
Porch Area	124 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Sewer	Connected

Location & Zoning

Account Number	138784
Street Address	7 WILLIS ST
City	CAMBRIDGE
State	MD
Zip	21613-1616
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	LOT 3,188 SQ. FT. 7 WILLIS STREET CAMBRIDGE
Jurisdiction	DORCHESTER MD
Township / Civil Division	7, CAMBRIDGE
Census Block Group	4
Census Block	4003
Census Tract	970400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Cambridge Historic District, Wards I and III listed 1990 · 675 contributing resources · NRIS 90001370

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Dorchester County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7 WILLIS ST, CAMBRIDGE, MD 21613-1616
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2021	Deed, Transfer LIBERTY TITLE AND ESCROW, LIBERTY TITLE & ESCROW
Feb 6, 2017	Deed of Trust, Mortgage · Conventional Mortgage APEX HM LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 30, 2021 · Amount on Record
Deed Sale	Mar 30, 2021 · Amount on Record
Prior Sale	Oct 17, 2003 · Amount on Record
Deed Book / Page	1638 / 413
Record Updated	Sep 20, 2026

March 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	DORCHESTER MD
Recording Date	Mar 30, 2021
Property Address	7 WILLIS ST, CAMBRIDGE, MD 21613-1616
Document Number	0016380413
Book / Page	1638 / 413
Instrument Date	Jan 9, 2021
Transaction Type	Transfer
Record Updated	May 12, 2021
Title Company	LIBERTY TITLE AND ESCROW, LIBERTY TITLE & ESCROW

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	7 WILLIS ST, CAMBRIDGE, MD 21613-1616

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DORCHESTER MD
Property Address	7 WILLIS ST, CAMBRIDGE, MD 21613-1616
Document Number	0013890001
Book / Page	001389 / 000001
Instrument Date	Feb 6, 2017
Transaction Type	Mortgage
Record Updated	Oct 2, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	7 WILLIS ST CAMBRIDGE MD 216131616, CAMBRIDGE, MD 21613-1616

Mortgage

Document Number	0013890001
Date	Mar 13, 2017
Book Page	001389/000001

Lender

Name	APEX HM LNS
Type	Funding / Finance Company
Address	ROCKVILLE, MD 20852

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 12, 2047

Tax Assessment & Valuation

Source: Dorchester County assessment roll, as of August 5, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Dorchester County
Municipality	Cambridge City
Unified School District	Dorchester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$245,733 (+35.14%)	$248,600 (+1.76%) Land $66,000 Building $182,600
2025	$4,588.00 (+36.55%)
2023	$3,360.00	$181,833	$244,300 Land $66,000 Building $178,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	4.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 36 individual policies
Nearby Flood Policies	60 units insured incl. 24 condo units
Nearby Flood Claims	25 (1979–2025)
Claims Outside the SFHA	4 of 25
Most Recent Claim	Jul 2025
Claims by Event	Hurricane Isabel, Sep 2003 · 18 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CAMBRIDGE WATER serves 15,000 people · EPA ID MD0090002
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 687 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Bay Country Communications, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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