5 Willis St, Cambridge, MD 21613 Property Records

Dorchester County property record for 5 Willis St, Cambridge, MD 21613

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,863 sqft · built 1915
Lot Size	0.073 acres (3,195 sqft)
Owner	Company Name on Record
Last Sale	$270,000 (May 2026)
Tax Bill	$5,161 (2026)
Deeds & Mortgages	May 2026 Sale Mar 2017 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`07-104162`

Property Details

APN / Parcel Number

Primary APN	`07-104162`
Alternative APNs	`7104162` `104162`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,863 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	3,195 sqft (0.073 acres)
View / Lot	Waterfront
Porch	Porch
Porch Area	112 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	104162
Street Address	5 WILLIS ST
City	CAMBRIDGE
State	MD
Zip	21613-1616
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	LOT 3,195 SQ. FT. 5 WILLIS STREET CAMBRIDGE
Legal Subdivision	WILLIS STREET
Jurisdiction	DORCHESTER MD
Township / Civil Division	7, CAMBRIDGE
Census Block Group	4
Census Block	4003
Census Tract	970400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Cambridge Historic District, Wards I and III listed 1990 · 675 contributing resources · NRIS 90001370

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Dorchester County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1500 STONEHAM ST, SUPERIOR, CO 80027-8145
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
May 12, 2026	Deed, Transfer EVONS TITLE, EVANS TITLE
Mar 31, 2017	Deed of Trust, Mortgage · Conventional Mortgage SUNTRUST MORTGAGE INC
Aug 10, 2022	Deed, Transfer · Conventional Mortgage PRESIDENTIAL BANK FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 12, 2026 · Amount on Record
Deed Sale	May 12, 2026 · Amount on Record
Prior Sale	Aug 10, 2022 · Amount on Record
Deed Book / Page	2013 / 456
Record Updated	Oct 29, 2026

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	DORCHESTER MD
Recording Date	May 12, 2026
Property Address	5 WILLIS ST, CAMBRIDGE, MD 21613-1616
Document Number	2013000456
Book / Page	2013 / 456
Instrument Date	May 8, 2026
Transaction Type	Transfer
Record Updated	May 28, 2026
Title Company	EVONS TITLE, EVANS TITLE

Transaction

Amount	Amount Recorded
Tax	$272,700.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1500 STONEHAM ST, SUPERIOR, CO 80027-8145

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DORCHESTER MD
Property Address	5 WILLIS ST, CAMBRIDGE, MD 21613-1616
Transaction Type	Mortgage
Record Updated	Oct 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013920368
Date	Mar 31, 2017
Book Page	1392/368
Instrument	1392-368

Lender

Name	SUNTRUST MORTGAGE INC
Type	Mortgage Company
Address	RICHMOND, VA 23224

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	189 Months
Due	Dec 1, 2032

August 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	DORCHESTER MD
Recording Date	Aug 10, 2022
Property Address	5 WILLIS ST, CAMBRIDGE, MD 21613-1616
Document Number	0017600211
Book / Page	1760 / 211
Map Reference	LB 86 FO 354
Instrument Date	Jul 21, 2022
Transaction Type	Transfer
Record Updated	Aug 25, 2022
Title Company	COMMUNITY TITLE NTWK, COMMUNITY TITLE NETWORK

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	42301 GUILDHALL DR, ASHBURN, VA 20148-4337

Mortgage

Document Number	0001760218
Date	Aug 10, 2022
Instrument	1760-218

Lender

Name	PRESIDENTIAL BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	6%
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 1, 2029
Change Frequency	Annually
Min Rate At Change	3.25%
Max Rate At Change	11%
Index	1-Year CMT
Max Rate	11%

Tax Assessment & Valuation

Source: Dorchester County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Dorchester County
Municipality	Cambridge City
Unified School District	Dorchester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,161.00 (+2.65%)	$276,200 (+3.18%)	$293,200 (+9.53%) Land $66,000 Building $227,200
2025	$5,028.00 (+41.08%)	$267,700 (+38.82%) Land $66,000 Building $201,700	$267,700 (-) Land $66,000 Building $201,700
2023	$3,564.00	$192,833	$267,700 Land $66,000 Building $201,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	4.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 36 individual policies
Nearby Flood Policies	60 units insured incl. 24 condo units
Nearby Flood Claims	25 (1979–2025)
Claims Outside the SFHA	4 of 25
Most Recent Claim	Jul 2025
Claims by Event	Hurricane Isabel, Sep 2003 · 18 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CAMBRIDGE WATER serves 15,000 people · EPA ID MD0090002
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 687 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Bay Country Communications, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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