7 Willis Ln, Lynnfield, MA 01940 Property Records

Essex County and Lynnfield Town property record for 7 Willis Ln, Lynnfield, MA 01940

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,176 sqft · built 1972
Lot Size	1.38 acres (60,161 sqft)
Owner	2 Individual Names on File
Last Sale	$757,400 (Aug 2005)
Tax Bill	$14,442 (2026)
Deeds & Mortgages	Oct 2022 Refinance Apr 2022 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`LYNF M:0011 B:0000 L:0319`

Property Details

APN / Parcel Number

Primary APN	`LYNF M:0011 B:0000 L:0319`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,176 sqft Living Area
Gross Area	3,760 sqft
Basement Area	1,368 sqft
Unfinished Basement	1,368 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	60,161 sqft (1.38 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	7 WILLIS LN
City	LYNNFIELD
State	MA
Zip	01940-1005
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD
Legal Lot Number	319
Jurisdiction	LYNNFIELD MA
Township / Civil Division	LYNNFIELD
Census Block Group	4
Census Block	4005
Census Tract	209200

Owner

7 Willis Ln is owned and occupied by two individuals who bought it in August 2005.

Source: Essex County and Lynnfield Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7 WILLIS LN, LYNNFIELD, MA 01940-1005
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance READING COOPERATIVE BANK
Apr 4, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance READING COOPERATIVE BANK
Apr 4, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance READING COOPERATIVE BANK
Mar 6, 2019	Deed of Trust, Mortgage · Line of Credit READING COOPERATIVE BANK
Feb 22, 2019	Deed of Trust, Mortgage · Conventional Mortgage FINANCE AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 1, 2005 · Amount on File
Deed Sale	Aug 1, 2005 · Amount on File
Deed Book / Page	24640 / 235
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNNFIELD MA
Property Address	7 WILLIS LN, LYNNFIELD, MA 01940-1005
Transaction Type	Mortgage
Record Updated	Nov 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	041257-531
Date	Oct 21, 2022
Book Page	41257/531
Instrument	20221021001090

Lender

Name	READING COOPERATIVE BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	301 Months
Due	Nov 1, 2047

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNNFIELD MA
Property Address	7 WILLIS LN, LYNNFIELD, MA 01940-1005
Transaction Type	Mortgage
Record Updated	Apr 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	040839-257
Date	Apr 4, 2022
Book Page	40839/257
Instrument	20220404001080

Lender

Name	READING COOPERATIVE BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	301 Months
Due	May 1, 2047

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNNFIELD MA
Property Address	7 WILLIS LN, LYNNFIELD, MA 01940-1005
Transaction Type	Mortgage
Record Updated	Apr 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	040839-241
Date	Apr 4, 2022
Book Page	40839/241
Instrument	20220404001070

Lender

Name	READING COOPERATIVE BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	May 1, 2037

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNNFIELD MA
Property Address	7 WILLIS LN, LYNNFIELD, MA 01940-1005
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	37366-298
Date	Mar 6, 2019
Book Page	37366/298
Instrument	20190306002080

Lender

Name	READING COOPERATIVE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Apr 1, 2044

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNNFIELD MA
Property Address	7 WILLIS LN, LYNNFIELD, MA 01940-1005
Document Number	37350-463
Instrument Date	Feb 22, 2019
Transaction Type	Mortgage
Record Updated	Mar 25, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7 WILLIS LN LYNNFIELD MA 019401005, LYNNFIELD, MA 01940-1005

Mortgage

Document Number	37350-463
Date	Feb 27, 2019
Book Page	037350/000463
Instrument	1902271350

Lender

Name	FINANCE AMERICA
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Feb 26, 2034

Tax Assessment & Valuation

The 2026 property tax bill for 7 Willis Ln was $14,442, up 12.9% from the year before.

Source: Essex County and Lynnfield Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Lynnfield Town
Unified School District	Lynnfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$14,442.00 (+12.9%)	$1,260,200 (+4.03%) Land $836,700 Building $423,500	$1,223,491 (+1.71%)
2025	$12,792.00 (+7.32%)	$1,211,400 (+6.82%) Land $804,300 Building $407,100	$1,202,890
2024	$11,919.00 (+0.38%)	$1,134,100 (+7.93%) Land $751,700 Building $382,400
2023	$11,874.00	$1,050,800 Land $712,900 Building $337,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7 Willis Ln in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2001.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	4 (2001–2011)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Oct 2011 · Severe Storm

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7 Willis Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNNFIELD CENTER WATER DISTRICT serves 8,525 people · EPA ID MA3164000
Water Source	Purchased surface water from MWRA
Last State Inspection	Oct 2023
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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